NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Michael A. Joseph, a single man
Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Finance America, LLC
Dated: 01/18/2005
Recorded: 02/08/2005
Ramsey County Recorder Document No. 3831870
Assigned To: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company N.A. as successor to JP Morgan Chase Bank N.A. as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2005-RS3
Dated: 09/18/2019
Recorded: 09/30/2019
Ramsey County Recorder Document No. 04776004
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100052300411720245
Lender or Broker: Finance America, LLC
Residential Mortgage Servicer: PHH Mortgage Services
Mortgage Originator: Finance America, LLC
LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Hazel Park Addition, together with an easement for driveway purposes over the Northeasterly 21 feet of the Northwesterly 12 feet of Lot 15, Block 2, Hazel Park Addition
This is Abstract Property.
TAX PARCEL NO.: 272922140067
ADDRESS OF PROPERTY:
1739 AMES PL
ST PAUL, MN 55106
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:
$77,418.45
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 22, 2019, 10:00 AM
PLACE OF SALE: Sheriff's Office, Civil Process Unit, 25 W. 4th Street, Suite 150, St. Paul, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 22, 2020 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: October 7, 2019
The Bank of New York Mellon Trust Company, National Association as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2005-RS3, Assignee of Mortgagee
By: PFB LAW, PROFESSIONAL ASSOCIATION
Attorneys for:
The Bank of New York Mellon Trust Company, National Association as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2005-RS3, Assignee of Mortgagee
101 Fifth Street East, Suite 2626
St. Paul, MN 55101
651-291-8955
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
18787-19-00248-1
10/11, 10/18, 10/25, 11/1, 11/8,
11/15/19 Star Tribune
Ad Location