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NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2019 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,500.00 MORTGAGOR(S): Christopher J. Olson, a single person and Linda M. Lauterbach, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bell Bank DATE AND PLACE OF FILING: Recorded on January 10, 2020 as Document Number A10745513, as modified of record by Court Order recorded on February 12, 2024 as Document Number 11263575 in the Office of the County Recorder of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association by assignment recorded on December 18, 2020 as Document Number 10888006 in the Office of the County Recorder of Hennepin County, Minnesota; thereafter assigned to Community Loan Servicing, LLC by assignment recorded on February 1, 2021 as Document Number 10908924 in the Office of the County Recorder of Hennepin County, Minnesota; thereafter assigned to Nationstar Mortgage, LLC by assignment recorded on June 27, 2022 as Document Number 11122513 in the Office of the County Recorder of Hennepin County, Minnesota; thereafter assigned to U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust by assignment recorded on February 6, 2026 as Document Number 11438603 in the Office of the County Recorder of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: That part of fractional Lot 3, Block 8, Town of St. Anthony lying Northwesterly of the following described line: Beginning at a point in the Northeasterly line of said Lot distant 17 feet Southeasterly of the most Northerly corner of said Lot; thence Southwesterly at a right angle to said Northeasterly line to the Southwesterly line of said Lot and there terminating. ALSO: The Southeasterly 33 feet of Lot 4, Block 8, Town of St. Anthony, Hennepin County, Minnesota. STREET ADDRESS OF PROPERTY: 318 4TH ST NE, MINNEAPOLIS, MN 55413 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $546,768.72 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Bell Bank RESIDENTIAL SERVICER: Nationstar Mortgage LLC n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 14-029-24-34-0061 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1010104-1000043858-5 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 18, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: March 09, 2026 U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-0180-FC02) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
3/12, 3/19, 3/26, 4/2, 4/9, 4/16/26 Star Tribune
3/12, 3/19, 3/26, 4/2, 4/9, 4/16/26 Star Tribune
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