NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Melanie L Windhauser and Charles W Bonkowske, All as Joint Tenants, both Single People Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Old National Bank., its successors and assigns Dated: September 10, 2021 Recorded: September 15, 2021 Wright County Recorder Document No. A1483843 Assigned To: Freedom Mortgage Corporation Dated: September 12, 2025 Recorded: September 12, 2025 Wright County Recorder Document No. A1585277 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1009106-0001002422-6 Lender or Broker: Old National Bank, a Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Old National Bank, a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 7, except the Southerly 30 feet thereof, Block 29, Townsite of Monticello, according to the plat by John O. Haven, Wright County, Minnesota This is Abstract Property. TAX PARCEL NO.: 155-010-029070 ADDRESS OF PROPERTY: 406 W 3rd St Monticello, MN 55362 COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,147.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 3800 Braddock Avenue NE, Buffalo, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is July 5, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25135.
11/7, 11/14, 11/21, 11/28, 12/5, 12/12/25 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Melanie L Windhauser and Charles W Bonkowske, All as Joint Tenants, both Single People Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Old National Bank., its successors and assigns Dated: September 10, 2021 Recorded: September 15, 2021 Wright County Recorder Document No. A1483843 Assigned To: Freedom Mortgage Corporation Dated: September 12, 2025 Recorded: September 12, 2025 Wright County Recorder Document No. A1585277 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1009106-0001002422-6 Lender or Broker: Old National Bank, a Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Old National Bank, a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 7, except the Southerly 30 feet thereof, Block 29, Townsite of Monticello, according to the plat by John O. Haven, Wright County, Minnesota This is Abstract Property. TAX PARCEL NO.: 155-010-029070 ADDRESS OF PROPERTY: 406 W 3rd St Monticello, MN 55362 COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,147.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 3800 Braddock Avenue NE, Buffalo, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is July 5, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25135.
11/7, 11/14, 11/21, 11/28, 12/5, 12/12/25 Star Tribune
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