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NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Marie Lambrecht, an unmarried woman Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for LOANDEPOT.COM, LLC, its successors and assigns Dated: April 22, 2022 Recorded: May 3, 2022 Wright County Recorder Document No. A1505830 Assigned To: LoanDepot.com, LLC Dated: November 14, 2024 Recorded: November 15, 2024 Wright County Recorder Document No. A1565046 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100853704007737565 Lender or Broker: LOANDEPOT.COM, LLC Residential Mortgage Servicer: loanDepot.com, LLC Mortgage Originator: LOANDEPOT.COM, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, White Tail Ridge, Wright County, Minnesota This is Abstract Property. TAX PARCEL NO.: 112047003030 ADDRESS OF PROPERTY: 1111 Natalie Ave Montrose, MN 55363 COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,485.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $320,819.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2025, 10:00 AM PLACE OF SALE: Sheriff's Office, 3800 Braddock Avenue NE, Buffalo, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 8, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2025 loanDepot.com, LLC, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: loanDepot.com, LLC, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24885.
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Sean Garrett, unmarried Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Luminate Home Loans, Inc., its successors and assigns Dated: January 16, 2024 Recorded: January 18, 2024 Hennepin County Recorder Document No. 11258388 Assigned To: U.S. Bank National Association Dated: July 17, 2025 Recorded: July 18, 2025 Hennepin County Recorder Document No. 11387363 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100867100001977485 Lender or Broker: Luminate Home Loans, Inc., a Corporation Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Luminate Home Loans, Inc., a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Silver Lake Addition to Minneapolis, Hennepin County, Minnesota This is Abstract Property. TAX PARCEL NO.: 0902924130161 ADDRESS OF PROPERTY: 3235 Dupont Ave N Minneapolis, MN 55412 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,015.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,200.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2025, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24931.
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/2025 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Sean Garrett, unmarried Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Luminate Home Loans, Inc., its successors and assigns Dated: January 16, 2024 Recorded: January 18, 2024 Hennepin County Recorder Document No. 11258388 Assigned To: U.S. Bank National Association Dated: July 17, 2025 Recorded: July 18, 2025 Hennepin County Recorder Document No. 11387363 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100867100001977485 Lender or Broker: Luminate Home Loans, Inc., a Corporation Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Luminate Home Loans, Inc., a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Silver Lake Addition to Minneapolis, Hennepin County, Minnesota This is Abstract Property. TAX PARCEL NO.: 0902924130161 ADDRESS OF PROPERTY: 3235 Dupont Ave N Minneapolis, MN 55412 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,015.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,200.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2025, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24931.
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/2025 Star Tribune

Posted Online 3 weeks ago
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2015 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,807.00 MORTGAGOR(S): Jeremiah T. Gillespie, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 2, 2015 as Document Number A1303236 in the Office of the County Recorder of Wright County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on July 24, 2025 as Document Number A1581751 in the Office of the County Recorder of Wright County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Carrigan Meadows, Wright County, Minnesota. STREET ADDRESS OF PROPERTY: 211 DRESDEN ALCOVE, WAVERLY, MN 55390 COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,389.05 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Wells Fargo Bank, N.A. RESIDENTIAL SERVICER: Freedom Mortgage Corporation TAX PARCEL IDENTIFICATION NUMBER: RP116-025-001060 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2025 at 10:00 AM. PLACE OF SALE: Wright County Sheriff's Office, 3800 Braddock Ave. NE, Buffalo, MN 55313. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 9, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 14, 2025 FREEDOM MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1093-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2015 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,807.00 MORTGAGOR(S): Jeremiah T. Gillespie, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 2, 2015 as Document Number A1303236 in the Office of the County Recorder of Wright County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on July 24, 2025 as Document Number A1581751 in the Office of the County Recorder of Wright County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Carrigan Meadows, Wright County, Minnesota. STREET ADDRESS OF PROPERTY: 211 DRESDEN ALCOVE, WAVERLY, MN 55390 COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,389.05 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Wells Fargo Bank, N.A. RESIDENTIAL SERVICER: Freedom Mortgage Corporation TAX PARCEL IDENTIFICATION NUMBER: RP116-025-001060 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2025 at 10:00 AM. PLACE OF SALE: Wright County Sheriff's Office, 3800 Braddock Ave. NE, Buffalo, MN 55313. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 9, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 14, 2025 FREEDOM MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1093-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

Posted Online 4 weeks ago
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: October 14, 2025 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: April 27, 2023 2. Mortgagors: Joel M. Walker, an unmarried person 3. Mortgagees: The Huntington National Bank 4. Recording Information: Recorded on May 12, 2023, as Document Number 11201033, in the Office of the County Recorder of Hennepin County, Minnesota. 5. Assignments of Mortgage, if any: None INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 10-027-24-44-0002 7. Legal description of the mortgaged premises: THAT PART OF SECTION 10, TOWNSHIP 27, RANGE 24, HENNEPIN COUNTY, MINNESOTA, DESCRIBED AS: BEGINNING AT A POINT ON THE EAST LINE OF THE SOUTHEAST 1/4 OF SOUTHEAST 1/4 OF SAID SECTION 10, SAID POINT BEING IN A LINE PARALLEL WITH AND 30 FEET SOUTH OF THE NORTH LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 AS MEASURED AT RIGHT ANGLES THERETO; THENCE WEST ALONG SAID PARALLEL LINE A DISTANCE OF 187.0 FEET TO THE ACTUAL POINT OF BEGINNING; THENCE CONTINUING WEST ALONG SAID PARALLEL LINE A DISTANCE OF 112.34 FEET TO A POINT IN A LINE PARALLEL WITH AND 30 FEET EAST OF THE WEST LINE OF THE EAST 1/4 OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 AS MEASURED AT RIGHT ANGLES THERETO; THENCE SOUTH ALONG LAST MENTIONED PARALLEL LINE A DISTANCE OF 84.0 FEET; THENCE EAST PARALLEL WITH THE NORTH LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 A DISTANCE OF 112.34 FEET; THENCE NORTH PARALLEL WITH THE EAST LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 A DISTANCE OF 84.0 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE UNITED STATES GOVERNMENT SURVEY THEREOF, AND SITUATE IN HENNEPIN COUNTY, MINNESOTA. Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 9201 5th Ave S, Bloomington, MN 55420. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are The Huntington National Bank 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Huntington National Bank. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 49,500.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $53,619.08. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Hennepin County, Minnesota, at public auction on 01/09/2026, 11:00 AM, at 350 S. 5th St., Rm. 190, Minneapolis, MN 55415 . 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 07/10/2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: The Huntington National Bank Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042 25-002736-1
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/25 Star Tribune

Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: October 14, 2025 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: April 27, 2023 2. Mortgagors: Joel M. Walker, an unmarried person 3. Mortgagees: The Huntington National Bank 4. Recording Information: Recorded on May 12, 2023, as Document Number 11201033, in the Office of the County Recorder of Hennepin County, Minnesota. 5. Assignments of Mortgage, if any: None INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 10-027-24-44-0002 7. Legal description of the mortgaged premises: THAT PART OF SECTION 10, TOWNSHIP 27, RANGE 24, HENNEPIN COUNTY, MINNESOTA, DESCRIBED AS: BEGINNING AT A POINT ON THE EAST LINE OF THE SOUTHEAST 1/4 OF SOUTHEAST 1/4 OF SAID SECTION 10, SAID POINT BEING IN A LINE PARALLEL WITH AND 30 FEET SOUTH OF THE NORTH LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 AS MEASURED AT RIGHT ANGLES THERETO; THENCE WEST ALONG SAID PARALLEL LINE A DISTANCE OF 187.0 FEET TO THE ACTUAL POINT OF BEGINNING; THENCE CONTINUING WEST ALONG SAID PARALLEL LINE A DISTANCE OF 112.34 FEET TO A POINT IN A LINE PARALLEL WITH AND 30 FEET EAST OF THE WEST LINE OF THE EAST 1/4 OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 AS MEASURED AT RIGHT ANGLES THERETO; THENCE SOUTH ALONG LAST MENTIONED PARALLEL LINE A DISTANCE OF 84.0 FEET; THENCE EAST PARALLEL WITH THE NORTH LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 A DISTANCE OF 112.34 FEET; THENCE NORTH PARALLEL WITH THE EAST LINE OF SAID SOUTHEAST 1/4 OF SOUTHEAST 1/4 A DISTANCE OF 84.0 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE UNITED STATES GOVERNMENT SURVEY THEREOF, AND SITUATE IN HENNEPIN COUNTY, MINNESOTA. Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 9201 5th Ave S, Bloomington, MN 55420. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are The Huntington National Bank 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Huntington National Bank. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 49,500.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $53,619.08. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Hennepin County, Minnesota, at public auction on 01/09/2026, 11:00 AM, at 350 S. 5th St., Rm. 190, Minneapolis, MN 55415 . 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 07/10/2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: The Huntington National Bank Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042 25-002736-1
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/25 Star Tribune

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