NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: February 2, 2026 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: February 16, 2023 2. Mortgagors: Kristi Jo Rust, a single woman. 3. Mortgagees: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Mortgage Capital of MN Inc., its successors and assigns 4. Recording Information: Recorded on February 21, 2023, as Document Number 953950, in the Office of the County Recorder Registrar of Titles of Sherburne County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to FLAGSTAR BANK, N.A. by written assignment recorded on 08/16/2024, as Document Number 972993, in the recording office stated in paragraph 4. Further assigned to SELECT PORTFOLIO SERVICING, INC. by written assignment recorded on 01/13/2025, as Document Number 978459, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 65-00401-0013 7. Legal description of the mortgaged premises: Commencing at the Southwest corner of Auditor's Subdivision No. 7, Lot 1, thence Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5, being sometimes described as Eagle Lake Road, for a distance of 148 feet; thence Easterly and parallel with the Southern most boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet; thence Southerly and parallel with the Eastern most line of the right of way of Sherburne County Road No. 5, a distance of 68 feet; thence Easterly and parallel with the Southernmost boundary of Auditor's Subdivision No. 7, Lot 1, to the Eastern most boundary of Auditor's Subdivision No. 7, Lot 1; thence Southerly along the Eastern most boundary of Auditor's Subdivision No. 7, Lot 1, to the Southeast corner of Auditor's Subdivision No. 7, Lot 1; thence Westerly along the Southerly most boundary of Auditor's Subdivision No. 7, Lot 1, to the point of beginning, according to the plat thereof on file and of record in the office in and for Sherburne County, Minnesota. EXCEPTING THEREFROM THAT DESCRIBED AS FOLLOWS: Commencing at the Southwest corner of Auditor's Subdivision No. 7, Lot 1, thence Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5, being sometimes described as Eagle Lake Road, for a distance of 80 feet to the point of beginning of the land to be described; thence continuing Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5 a distance of 68 feet; thence Easterly and parallel with the Southern most boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet; thence Southerly and parallel with the Eastern most line of the right of way of Sherburne County Road No. 5 a distance of 68 feet; thence Westerly and parallel with the Southernmost boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet to the point of beginning. Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 320 Eagle Lake Rd N, Big Lake, MN 55309. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: _ is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Select Portfolio Servicing, Inc.. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Mortgage Capital of MN Inc., its successors and assigns 101085070000056140. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 303,416.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $325,655.95. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota, at public auction on 04/08/2026, 10:00 AM., at the facility in the Government Center, 13880 Business Center Dr., Elk River, MN 55330. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 10/09/2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: Select Portfolio Servicing, Inc. Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042 25-001791-1.
2/6, 2/13, 2/20, 2/27, 3/6, 3/13/26 Star Tribune.
Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: February 2, 2026 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: February 16, 2023 2. Mortgagors: Kristi Jo Rust, a single woman. 3. Mortgagees: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Mortgage Capital of MN Inc., its successors and assigns 4. Recording Information: Recorded on February 21, 2023, as Document Number 953950, in the Office of the County Recorder Registrar of Titles of Sherburne County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to FLAGSTAR BANK, N.A. by written assignment recorded on 08/16/2024, as Document Number 972993, in the recording office stated in paragraph 4. Further assigned to SELECT PORTFOLIO SERVICING, INC. by written assignment recorded on 01/13/2025, as Document Number 978459, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 65-00401-0013 7. Legal description of the mortgaged premises: Commencing at the Southwest corner of Auditor's Subdivision No. 7, Lot 1, thence Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5, being sometimes described as Eagle Lake Road, for a distance of 148 feet; thence Easterly and parallel with the Southern most boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet; thence Southerly and parallel with the Eastern most line of the right of way of Sherburne County Road No. 5, a distance of 68 feet; thence Easterly and parallel with the Southernmost boundary of Auditor's Subdivision No. 7, Lot 1, to the Eastern most boundary of Auditor's Subdivision No. 7, Lot 1; thence Southerly along the Eastern most boundary of Auditor's Subdivision No. 7, Lot 1, to the Southeast corner of Auditor's Subdivision No. 7, Lot 1; thence Westerly along the Southerly most boundary of Auditor's Subdivision No. 7, Lot 1, to the point of beginning, according to the plat thereof on file and of record in the office in and for Sherburne County, Minnesota. EXCEPTING THEREFROM THAT DESCRIBED AS FOLLOWS: Commencing at the Southwest corner of Auditor's Subdivision No. 7, Lot 1, thence Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5, being sometimes described as Eagle Lake Road, for a distance of 80 feet to the point of beginning of the land to be described; thence continuing Northerly along the Eastern most line of the right of way of Sherburne County Road No. 5 a distance of 68 feet; thence Easterly and parallel with the Southern most boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet; thence Southerly and parallel with the Eastern most line of the right of way of Sherburne County Road No. 5 a distance of 68 feet; thence Westerly and parallel with the Southernmost boundary of Auditor's Subdivision No. 7, Lot 1, a distance of 155 feet to the point of beginning. Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 320 Eagle Lake Rd N, Big Lake, MN 55309. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: _ is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Select Portfolio Servicing, Inc.. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Mortgage Capital of MN Inc., its successors and assigns 101085070000056140. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 303,416.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $325,655.95. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota, at public auction on 04/08/2026, 10:00 AM., at the facility in the Government Center, 13880 Business Center Dr., Elk River, MN 55330. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 10/09/2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: Select Portfolio Servicing, Inc. Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042 25-001791-1.
2/6, 2/13, 2/20, 2/27, 3/6, 3/13/26 Star Tribune.
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