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NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,518.00 MORTGAGOR(S): Gary W. McKiver and Judy K. McKiver, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Cornerstone Mortgage Company DATE AND PLACE OF FILING: Recorded on March 20, 2012 as Document Number A901268 in the Office of the County Recorder of Scott County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association by assignment recorded on September 2, 2025 as Document Number A1211136 in the Office of the County Recorder of Scott County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Link's 3rd Addition, Scott County, Minnesota. STREET ADDRESS OF PROPERTY: 1009 4TH AVENUE EAST, SHAKOPEE, MN 55379 COUNTY IN WHICH PROPERTY IS LOCATED: Scott County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $52,832.11 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: The Cornerstone Mortgage Company RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 271060030 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1001770-5050008391-0 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2026 at 10:00 AM. PLACE OF SALE: Scott County Sheriff's Office, 301 South Fuller Street, Shakopee, MN 55379. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 28, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: January 13, 2026 U.S. BANK NATIONAL ASSOCIATION Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1410-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
1/20, 1/27, 2/3, 2/10, 2/17, 2/24/26 Star Tribune.
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kou M. Vang, A Single Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Dated: February 28, 2020 Recorded: March 13, 2020 Anoka County Recorder Document No. 2254670.002 Assigned To: Freedom Mortgage Corporation Dated: January 22, 2025 Recorded: January 23, 2025 Anoka County Recorder Document No. 2431145.001 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092214004609768 Lender or Broker: Cardinal Financial Company, Limited Partnership Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Cardinal Financial Company, Limited Partnership LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dunham Oaks Plat 4, Anoka County, Minnesota This is Abstract Property. TAX PARCEL NO.: 36-32-25-41-0033 ADDRESS OF PROPERTY: 261 McCann Avenue Anoka, MN 55303 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,922.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 26, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24050.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kou M. Vang, A Single Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Dated: February 28, 2020 Recorded: March 13, 2020 Anoka County Recorder Document No. 2254670.002 Assigned To: Freedom Mortgage Corporation Dated: January 22, 2025 Recorded: January 23, 2025 Anoka County Recorder Document No. 2431145.001 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092214004609768 Lender or Broker: Cardinal Financial Company, Limited Partnership Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Cardinal Financial Company, Limited Partnership LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dunham Oaks Plat 4, Anoka County, Minnesota This is Abstract Property. TAX PARCEL NO.: 36-32-25-41-0033 ADDRESS OF PROPERTY: 261 McCann Avenue Anoka, MN 55303 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,922.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 26, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24050.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 MORTGAGOR(S): Brianna M. Miller, a single person MORTGAGEE: MidCountry Bank DATE AND PLACE OF FILING: Recorded on June 22, 2009 and memorialized upon Certificate of Title No. 1228246 as Document Number T4658311 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency by assignment recorded on November 30, 2009 as Document Number T4708392 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Eagle Ridge at Hennepin Village Four, CIC No. 1135, Hennepin County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 9996 LIATRIS LANE, EDEN PRAIRIE, MN 55347 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,329.95 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: MidCountry Bank RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 28-116-22-31-0188 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 2, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Brianna M. Miller Dated: January 05, 2026 MINNESOTA HOUSING FINANCE AGENCY Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-0239-FC04) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 MORTGAGOR(S): Brianna M. Miller, a single person MORTGAGEE: MidCountry Bank DATE AND PLACE OF FILING: Recorded on June 22, 2009 and memorialized upon Certificate of Title No. 1228246 as Document Number T4658311 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency by assignment recorded on November 30, 2009 as Document Number T4708392 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Eagle Ridge at Hennepin Village Four, CIC No. 1135, Hennepin County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 9996 LIATRIS LANE, EDEN PRAIRIE, MN 55347 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,329.95 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: MidCountry Bank RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 28-116-22-31-0188 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 2, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Brianna M. Miller Dated: January 05, 2026 MINNESOTA HOUSING FINANCE AGENCY Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-0239-FC04) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jeffrey Scarp, Unmarried Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Everett Financial, Inc dba Supreme Lending, its successors and assigns Dated: April 3, 2023 Recorded: April 5, 2023 Sherburne County Recorder Document No. 955321 Assigned To: Freedom Mortgage Corporation Dated: November 18, 2025 Recorded: November 18, 2025 Sherburne County Recorder Document No. 990689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003071-1002442370-4 Lender or Broker: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Oak Grove Acres, Sherburne County, Minnesota This is Abstract Property. TAX PARCEL NO.: 01-00428-0120 ADDRESS OF PROPERTY: 12920 283rd Avenue NorthWest Zimmerman, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,705.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $348,563.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 25, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25406.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jeffrey Scarp, Unmarried Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Everett Financial, Inc dba Supreme Lending, its successors and assigns Dated: April 3, 2023 Recorded: April 5, 2023 Sherburne County Recorder Document No. 955321 Assigned To: Freedom Mortgage Corporation Dated: November 18, 2025 Recorded: November 18, 2025 Sherburne County Recorder Document No. 990689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003071-1002442370-4 Lender or Broker: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Oak Grove Acres, Sherburne County, Minnesota This is Abstract Property. TAX PARCEL NO.: 01-00428-0120 ADDRESS OF PROPERTY: 12920 283rd Avenue NorthWest Zimmerman, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,705.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $348,563.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 25, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25406.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune

Posted Online 4 weeks ago
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