NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2021 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Amanda Jean Lunzer, single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Research Center, LLC d/b/a Paddio DATE AND PLACE OF FILING: Recorded on October 6, 2021 as Document Number 3496277 in the Office of the County Recorder of Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC by assignment recorded on December 13, 2024 as Document Number 3656355 in the Office of the County Recorder of Dakota County, Minnesota; thereafter assigned to PennyMac Corp by assignment recorded on January 26, 2026 as Document Number 3709616 in the Office of the County Recorder of Dakota County, Minnesota; thereafter assigned to Selene Finance, LP by assignment recorded on February 6, 2026 as Document Number 3711807 in the Office of the County Recorder of Dakota County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The West 80 feet of the South 200 feet of the East Half of the Southeast Quarter of the Southwest Quarter of the Northwest Quarter of Section 21, Township 28, Range 22, Dakota County, Minnesota. STREET ADDRESS OF PROPERTY: 2126 WENTWORTH AVE, SOUTH SAINT PAUL, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,697.20 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Mortgage Research Center, LLC d/b/a Paddio RESIDENTIAL SERVICER: Selene Finance, LP TAX PARCEL IDENTIFICATION NUMBER: 36-02100-26-011 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1003502-9104120633-4 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2026 at 10:00 AM. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 4, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: May 04, 2026 SELENE FINANCE, LP Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-1348-FC02) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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