NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: MORTGAGOR: Aychoeun Tea, an unmarried individual MORTGAGEE: VisionBank DATE OF MORTGAGE: May 1, 2020 DATE AND PLACE OF FILING: Filed May 5, 2020, Benton County, MN Recorder, Document No. 442647 Filed May 8, 2020, Stearns County, MN Recorder, Document No. A1568541 Filed May 14, 2020, Hennepin County, MN Registrar of Titles, Document No. T05708377 against Certificate of Title No. 1102679 Filed May 20, 2020, Hennepin County, MN Recorder, Document No. A10788679 ASSIGNMENTS OF MORTGAGE: N/A TRANSACTION AGENT: N/A TRANSACTION AGENT MORTGAGE IDENTIFICATION NUMBER: N/A LENDER OR BROKER: VisionBank RESIDENTIAL MORTGAGE SERVICER: VisionBank MORTGAGE ORIGINATOR: VisionBank LEGAL DESCRIPTION OF PROPERTY: TRACT A: Lots 12 and 13, Block 1, McClure & Whitney's 2nd Addition to St. Cloud, Minnesota, Stearns County, Minnesota. ABSTRACT PROPERTY TRACT B: That part of Lot 14, in Auditor's 1916 Subdivision of Section 36, Township 36 North, Range 31 West, described as follows: Commencing at the Northeast corner of said Section 36; thence West (assumed bearing) along the north line of said Section 36, a distance of 718.13 feet to the southeasterly right of way line of the Great Northern Railway Company; thence South 71 degrees 53 minutes West along said right of way line, 943.83 feet to the Northwest corner of said Lot 14; thence South 00 degrees 42 minutes East along the west line of said Lot 14, a distance of 564.66 feet; thence South 86 degrees 13 minutes East 256.83 feet to the point of beginning, being the most northerly corner of the tract of land as described in Book 102 of Deeds, page 8; thence North 45 degrees 26 minutes 30 seconds East 153.92 feet; thence South 53 degrees 24 minutes East, 150 feet to the northwesterly right of way line of East St. Germain Street; thence southwesterly along the northwesterly right of way line of East St. Germain Street, 226.93 feet to the northeasterly line of the tract of land as described in Book 102 of Deeds, page 8; thence North 25 degrees 25 minutes 30 seconds West along the northeasterly line of the tract described in Book 102 of Deeds, on page 8, to the point of beginning, Benton County, Minnesota. ABSTRACT PROPERTY TRACT C: Lot 3, Block 1, Silvernail Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota, together with that part of Lot 2 of said Block 1, lying westerly of the following described line: Beginning at a point on the northwesterly line of said Lot 2 distant 35.00 feet northeasterly of the most westerly corner thereof; thence southeasterly at an angle of 86 degrees and 36 minutes with the northwesterly line of said Lot 2 (as measured from northeast to southeast) for 70.00 feet; thence deflect 86 degrees and 46 minutes to the right for 11.95 feet; thence deflect 93 degrees and 14 minutes to the left for 106.10 feet to the most southerly corner of said Lot 2 and there terminating. ABSTRACT PROPERTY TRACT D: Lot 4, Block 1, Silvernail Addition, Stearns County, Minnesota. ABSTRACT PROPERTY TRACT E: Lots 8 and 9, "Sander's Addition to Minneapolis", Hennepin County, Minnesota. Subject to an easement for parking purposes over the North 2 feet of the West 30 feet of said Lot 6, which easement shall be for benefit of Lot 5, Block 1, Sander's Addition as shown in deed Doc. No. 678494; (as to Lot 6 in Par 2) REGISTERED PROPERTY TRACT F: Lot 1, A.M. Woodward's Addition to Minneapolis, Hennepin County, Minnesota. ABSTRACT PROPERTY TAX PARCEL NO.: TRACT A: 82.48545.0000 TRACT B: 17.00093.00 TRACT C: 82.50739.0001 TRACT D: 82.50740.0000 TRACT E: 19-028-23-23-0070 TRACT F: 14-028-24-12-0011 MORTGAGED PROPERTY ADDRESS: TRACT A: 401 37th Avenue North, Saint Cloud, MN 56303 TRACT B: 1201 St Germain Street East, Saint Cloud, MN 56304 TRACT C: 1331 Maine Prairie Road, Saint Cloud, MN 56301 TRACT D: 1341 Maine Prairie Road, Saint Cloud, MN 56301 TRACT E: 5761 33rd Avenue S, Minneapolis, MN 55417 TRACT F: 4600 Bloomington Ave, Minneapolis, MN 55407 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Stearns County, and Benton County, Minnesota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $2,015,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,890,468.14 THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute; and that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN 55415 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), mortgagor's personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under Minnesota Statutes section 580.23 is October 7, 2026 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 3, 2026 VisionBank, Mortgagee By: James H. Gilbert Law Group P.L.L.C. /s/ Adam L. Sienkowski Attorneys for: VisionBank, Mortgagee 12700 Anderson Lakes Parkway Eden Prairie, MN 55344 952-767-0167 952-767-0171 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
2/6, 2/13, 2/20, 2/27, 3/6, 3/13/26 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: MORTGAGOR: Aychoeun Tea, an unmarried individual MORTGAGEE: VisionBank DATE OF MORTGAGE: May 1, 2020 DATE AND PLACE OF FILING: Filed May 5, 2020, Benton County, MN Recorder, Document No. 442647 Filed May 8, 2020, Stearns County, MN Recorder, Document No. A1568541 Filed May 14, 2020, Hennepin County, MN Registrar of Titles, Document No. T05708377 against Certificate of Title No. 1102679 Filed May 20, 2020, Hennepin County, MN Recorder, Document No. A10788679 ASSIGNMENTS OF MORTGAGE: N/A TRANSACTION AGENT: N/A TRANSACTION AGENT MORTGAGE IDENTIFICATION NUMBER: N/A LENDER OR BROKER: VisionBank RESIDENTIAL MORTGAGE SERVICER: VisionBank MORTGAGE ORIGINATOR: VisionBank LEGAL DESCRIPTION OF PROPERTY: TRACT A: Lots 12 and 13, Block 1, McClure & Whitney's 2nd Addition to St. Cloud, Minnesota, Stearns County, Minnesota. ABSTRACT PROPERTY TRACT B: That part of Lot 14, in Auditor's 1916 Subdivision of Section 36, Township 36 North, Range 31 West, described as follows: Commencing at the Northeast corner of said Section 36; thence West (assumed bearing) along the north line of said Section 36, a distance of 718.13 feet to the southeasterly right of way line of the Great Northern Railway Company; thence South 71 degrees 53 minutes West along said right of way line, 943.83 feet to the Northwest corner of said Lot 14; thence South 00 degrees 42 minutes East along the west line of said Lot 14, a distance of 564.66 feet; thence South 86 degrees 13 minutes East 256.83 feet to the point of beginning, being the most northerly corner of the tract of land as described in Book 102 of Deeds, page 8; thence North 45 degrees 26 minutes 30 seconds East 153.92 feet; thence South 53 degrees 24 minutes East, 150 feet to the northwesterly right of way line of East St. Germain Street; thence southwesterly along the northwesterly right of way line of East St. Germain Street, 226.93 feet to the northeasterly line of the tract of land as described in Book 102 of Deeds, page 8; thence North 25 degrees 25 minutes 30 seconds West along the northeasterly line of the tract described in Book 102 of Deeds, on page 8, to the point of beginning, Benton County, Minnesota. ABSTRACT PROPERTY TRACT C: Lot 3, Block 1, Silvernail Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota, together with that part of Lot 2 of said Block 1, lying westerly of the following described line: Beginning at a point on the northwesterly line of said Lot 2 distant 35.00 feet northeasterly of the most westerly corner thereof; thence southeasterly at an angle of 86 degrees and 36 minutes with the northwesterly line of said Lot 2 (as measured from northeast to southeast) for 70.00 feet; thence deflect 86 degrees and 46 minutes to the right for 11.95 feet; thence deflect 93 degrees and 14 minutes to the left for 106.10 feet to the most southerly corner of said Lot 2 and there terminating. ABSTRACT PROPERTY TRACT D: Lot 4, Block 1, Silvernail Addition, Stearns County, Minnesota. ABSTRACT PROPERTY TRACT E: Lots 8 and 9, "Sander's Addition to Minneapolis", Hennepin County, Minnesota. Subject to an easement for parking purposes over the North 2 feet of the West 30 feet of said Lot 6, which easement shall be for benefit of Lot 5, Block 1, Sander's Addition as shown in deed Doc. No. 678494; (as to Lot 6 in Par 2) REGISTERED PROPERTY TRACT F: Lot 1, A.M. Woodward's Addition to Minneapolis, Hennepin County, Minnesota. ABSTRACT PROPERTY TAX PARCEL NO.: TRACT A: 82.48545.0000 TRACT B: 17.00093.00 TRACT C: 82.50739.0001 TRACT D: 82.50740.0000 TRACT E: 19-028-23-23-0070 TRACT F: 14-028-24-12-0011 MORTGAGED PROPERTY ADDRESS: TRACT A: 401 37th Avenue North, Saint Cloud, MN 56303 TRACT B: 1201 St Germain Street East, Saint Cloud, MN 56304 TRACT C: 1331 Maine Prairie Road, Saint Cloud, MN 56301 TRACT D: 1341 Maine Prairie Road, Saint Cloud, MN 56301 TRACT E: 5761 33rd Avenue S, Minneapolis, MN 55417 TRACT F: 4600 Bloomington Ave, Minneapolis, MN 55407 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Stearns County, and Benton County, Minnesota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $2,015,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,890,468.14 THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute; and that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN 55415 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), mortgagor's personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under Minnesota Statutes section 580.23 is October 7, 2026 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 3, 2026 VisionBank, Mortgagee By: James H. Gilbert Law Group P.L.L.C. /s/ Adam L. Sienkowski Attorneys for: VisionBank, Mortgagee 12700 Anderson Lakes Parkway Eden Prairie, MN 55344 952-767-0167 952-767-0171 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
2/6, 2/13, 2/20, 2/27, 3/6, 3/13/26 Star Tribune
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