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NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 22, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $311,800.00
MORTGAGOR(S): Cameron Cegelske, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for PennyMac Loan Services, LLC
DATE AND PLACE OF FILING: Recorded on March 16, 2021 as Document Number A04870326 in the Office of the County Recorder of Ramsey County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC by assignment recorded on September 22, 2022 as Document Number A04964678 in the Office of the County Recorder of Ramsey County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: The land referred to herein is situated in the state of Minnesota, Ramsey County described as follows: Lot 2, Block 1, Crestview Fourth Addition .
STREET ADDRESS OF PROPERTY: 425 CRESTVIEW DR S, MAPLEWOOD, MN 55119
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $357,291.45
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: PennyMac Loan Services, LLC
RESIDENTIAL SERVICER: PennyMac Loan Services, LLC
TAX PARCEL IDENTIFICATION NUMBER: 122822240045
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1007159-7000941915-9
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 05, 2025 at 10:00 AM.
PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 5, 2026.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: June 10, 2025
PENNYMAC LOAN SERVICES, LLC
Mortgagee
TROTT LAW, P.C.
By: /s/
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-1486-FC03)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
6/13, 6/20, 6/27, 7/4, 7/11,
7/18/25 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 22, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $311,800.00
MORTGAGOR(S): Cameron Cegelske, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for PennyMac Loan Services, LLC
DATE AND PLACE OF FILING: Recorded on March 16, 2021 as Document Number A04870326 in the Office of the County Recorder of Ramsey County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC by assignment recorded on September 22, 2022 as Document Number A04964678 in the Office of the County Recorder of Ramsey County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: The land referred to herein is situated in the state of Minnesota, Ramsey County described as follows: Lot 2, Block 1, Crestview Fourth Addition .
STREET ADDRESS OF PROPERTY: 425 CRESTVIEW DR S, MAPLEWOOD, MN 55119
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $357,291.45
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: PennyMac Loan Services, LLC
RESIDENTIAL SERVICER: PennyMac Loan Services, LLC
TAX PARCEL IDENTIFICATION NUMBER: 122822240045
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1007159-7000941915-9
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 05, 2025 at 10:00 AM.
PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 5, 2026.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: June 10, 2025
PENNYMAC LOAN SERVICES, LLC
Mortgagee
TROTT LAW, P.C.
By: /s/
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-1486-FC03)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
6/13, 6/20, 6/27, 7/4, 7/11,
7/18/25 Star Tribune
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