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NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: February 18, 2004
MORTGAGOR: Keith P Horrigan and Nicole A Horrigan, husband and wife as joint tenants.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Great Northern Financial Group, Inc., its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded March 15, 2004 Ramsey County Recorder, Document No. 3736885.
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of New York aka The Bank of New York Mellon as Trustee for the Certificateholders of CWABS 2004-05. Dated October 8, 2007 Recorded October 11, 2007, as Document No. 4059826 and by Document Dated November 29, 2011 Recorded December 9, 2011 as Document No. 4309655. And thereafter assigned to: The Bank of New York Mellon, F/K/A The Bank of New York as trustee for registered Holders of CWABS, Inc., Asset-Backed Certificates, Series 2004-5. Dated November 3, 2021 Recorded November 8, 2021, as Document No. A04917988.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002614-9542621820-6
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Great Northern Financial Group, Inc.
RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC
MORTGAGED PROPERTY ADDRESS: 1220 Bradley Street, Saint Paul, MN 55130
TAX PARCEL I.D. #: 20.29.22.34.0118
LEGAL DESCRIPTION OF PROPERTY: Southerly 30 feet of Lot 16 and the Northerly 20 feet of Lot 17, Block 3, Clarke & Wilgus Addition to St. Paul, Minnesota, according to the recorded plat thereof on file and of record in the Office of the Register of Deeds in and for said County, Ramsey County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,391.39
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 12, 2025 at 10:00 AM
PLACE OF SALE: Ramsey County Sheriff's Office Civil Process, 360 Wabasha St. N. Suite 111, St. Paul, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 12, 2026, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: June 6, 2025
The Bank of New York Mellon f/k/a The Bank of New York, as Trustee
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
85 - 25-003784 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
6/14, 6/21, 6/28, 7/5, 7/12,
7/19/25 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: February 18, 2004
MORTGAGOR: Keith P Horrigan and Nicole A Horrigan, husband and wife as joint tenants.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Great Northern Financial Group, Inc., its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded March 15, 2004 Ramsey County Recorder, Document No. 3736885.
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of New York aka The Bank of New York Mellon as Trustee for the Certificateholders of CWABS 2004-05. Dated October 8, 2007 Recorded October 11, 2007, as Document No. 4059826 and by Document Dated November 29, 2011 Recorded December 9, 2011 as Document No. 4309655. And thereafter assigned to: The Bank of New York Mellon, F/K/A The Bank of New York as trustee for registered Holders of CWABS, Inc., Asset-Backed Certificates, Series 2004-5. Dated November 3, 2021 Recorded November 8, 2021, as Document No. A04917988.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002614-9542621820-6
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Great Northern Financial Group, Inc.
RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC
MORTGAGED PROPERTY ADDRESS: 1220 Bradley Street, Saint Paul, MN 55130
TAX PARCEL I.D. #: 20.29.22.34.0118
LEGAL DESCRIPTION OF PROPERTY: Southerly 30 feet of Lot 16 and the Northerly 20 feet of Lot 17, Block 3, Clarke & Wilgus Addition to St. Paul, Minnesota, according to the recorded plat thereof on file and of record in the Office of the Register of Deeds in and for said County, Ramsey County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,391.39
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 12, 2025 at 10:00 AM
PLACE OF SALE: Ramsey County Sheriff's Office Civil Process, 360 Wabasha St. N. Suite 111, St. Paul, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 12, 2026, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: June 6, 2025
The Bank of New York Mellon f/k/a The Bank of New York, as Trustee
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
85 - 25-003784 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
6/14, 6/21, 6/28, 7/5, 7/12,
7/19/25 Star Tribune
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