NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 23, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,865.00
MORTGAGOR(S): Heather M. Discher, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cardinal Financial Company
DATE AND PLACE OF FILING: Recorded on October 6, 2021 and memorialized upon Certificate of Title No. 1525371 as Document Number 5884398 in the Office of the County Registrar of Titles of Hennepin County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Cardinal Financial Company by assignment recorded on July 5, 2023 as Document Number 6021836 in the Office of the County Registrar of Titles of Hennepin County, Minnesota; thereafter assigned to Freedom Mortgage Corporation by assignment recorded on August 1, 2024 as Document Number 6087766 in the Office of the County Registrar of Titles of Hennepin County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 7, except that part of said Lot 7 which lies westerly of a line run parallel with and distant 100 feet easterly of the following described Line 1 and easterly of the following described Line 2: Line 1: Beginning at a point on the South line of Section 27, Township 117, Range 22 distant 1533.2 feet west of the Southeast corner thereof; thence run Northwesterly at an angle of 76 degrees, 11 minutes with said south section line for 453.65 feet; thence deflect to the right at an angle of 14 degrees 06 minutes for 2513.07 feet; thence deflect to the left at an angle of 13 degrees 51 minutes 30 seconds for 927.96 feet; thence deflect to the right on a ten chord spiral curve of decreasing radius (spiral angle 3 degrees 00 minutes) for 300 feet; thence deflect to the right on a 2 degrees 00 minutes circular curve (delta angle 5 degrees 20 minutes 22.5 seconds) for 266.98 feet; thence deflect to the right on a ten chord spiral curve of increasing radius (spiral angle 3 degrees 00 minutes) for 300 feet; thence on a tangent to said curve for 700 feet and there terminating; Line 2: Beginning at the point of intersection of the North line of Section 27, Township 117, Range 22, with a line run parallel with and distant 164 feet westerly of Line 1 described above; thence run southerly to a point on the south line of Lot 19, Block 2, Deerwood Hills Second Addition, distant 30 feet west of the southeast corner thereof; thence run southerly to a point on the north line of Lot 15, Block 2, Deerwood Hills First Addition, distant 1 foot east of the northwest corner thereof; thence run southerly to a point on the south line of Lot 14, kBlock 2, Deerwood Hills First Addition, distant 1 foot east of the southwest corner thereof; thence run southeasterly to the most southerly corner of Lot 9, Block 2, said Deerwood Hills First Addition and there terminating; and except that part of Lot 7, Block 3, Deerwood Hills First Addition, adjoining and northeasterly of the last above described strip and southwesterly of the following described line: Beginning at the point of intersection of the easterly boundary of the last above described strip with the northeasterly line of said Lot 7; thence run southeasterly to a point on the northwesterly line of Lot 11, Block 5, Deerwood Hills First Addition, distant 102 feet northeasterly of the northwest corner thereof and there terminating; Lot 8; all in Block 3, Deerwood Hills First Addition, Hennepin County, Minnesota.
Torrens Property, Certificate of Title No. 1525371.
REGISTERED PROPERTY
STREET ADDRESS OF PROPERTY: 4810 DEERWOOD DRIVE, MINNETONKA, MN 55343
COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $212,975.74
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Mortgage Electronic Registration Systems, Inc., as nominee for Cardinal Financial Company
RESIDENTIAL SERVICER: Freedom Mortgage Corporation
TAX PARCEL IDENTIFICATION NUMBER: 27-117-22-13-0058
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1000922-1401371534-1
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 07, 2025 at 10:00 AM.
PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 7, 2026.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: May 13, 2025
FREEDOM MORTGAGE CORPORATION
Mortgagee
TROTT LAW, P.C.
By: /s/
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(25-0515-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
5/16, 5/23, 5/30, 6/6, 6/13,
6/20/25 Star Tribune
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 23, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,865.00
MORTGAGOR(S): Heather M. Discher, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cardinal Financial Company
DATE AND PLACE OF FILING: Recorded on October 6, 2021 and memorialized upon Certificate of Title No. 1525371 as Document Number 5884398 in the Office of the County Registrar of Titles of Hennepin County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Cardinal Financial Company by assignment recorded on July 5, 2023 as Document Number 6021836 in the Office of the County Registrar of Titles of Hennepin County, Minnesota; thereafter assigned to Freedom Mortgage Corporation by assignment recorded on August 1, 2024 as Document Number 6087766 in the Office of the County Registrar of Titles of Hennepin County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 7, except that part of said Lot 7 which lies westerly of a line run parallel with and distant 100 feet easterly of the following described Line 1 and easterly of the following described Line 2: Line 1: Beginning at a point on the South line of Section 27, Township 117, Range 22 distant 1533.2 feet west of the Southeast corner thereof; thence run Northwesterly at an angle of 76 degrees, 11 minutes with said south section line for 453.65 feet; thence deflect to the right at an angle of 14 degrees 06 minutes for 2513.07 feet; thence deflect to the left at an angle of 13 degrees 51 minutes 30 seconds for 927.96 feet; thence deflect to the right on a ten chord spiral curve of decreasing radius (spiral angle 3 degrees 00 minutes) for 300 feet; thence deflect to the right on a 2 degrees 00 minutes circular curve (delta angle 5 degrees 20 minutes 22.5 seconds) for 266.98 feet; thence deflect to the right on a ten chord spiral curve of increasing radius (spiral angle 3 degrees 00 minutes) for 300 feet; thence on a tangent to said curve for 700 feet and there terminating; Line 2: Beginning at the point of intersection of the North line of Section 27, Township 117, Range 22, with a line run parallel with and distant 164 feet westerly of Line 1 described above; thence run southerly to a point on the south line of Lot 19, Block 2, Deerwood Hills Second Addition, distant 30 feet west of the southeast corner thereof; thence run southerly to a point on the north line of Lot 15, Block 2, Deerwood Hills First Addition, distant 1 foot east of the northwest corner thereof; thence run southerly to a point on the south line of Lot 14, kBlock 2, Deerwood Hills First Addition, distant 1 foot east of the southwest corner thereof; thence run southeasterly to the most southerly corner of Lot 9, Block 2, said Deerwood Hills First Addition and there terminating; and except that part of Lot 7, Block 3, Deerwood Hills First Addition, adjoining and northeasterly of the last above described strip and southwesterly of the following described line: Beginning at the point of intersection of the easterly boundary of the last above described strip with the northeasterly line of said Lot 7; thence run southeasterly to a point on the northwesterly line of Lot 11, Block 5, Deerwood Hills First Addition, distant 102 feet northeasterly of the northwest corner thereof and there terminating; Lot 8; all in Block 3, Deerwood Hills First Addition, Hennepin County, Minnesota.
Torrens Property, Certificate of Title No. 1525371.
REGISTERED PROPERTY
STREET ADDRESS OF PROPERTY: 4810 DEERWOOD DRIVE, MINNETONKA, MN 55343
COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $212,975.74
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Mortgage Electronic Registration Systems, Inc., as nominee for Cardinal Financial Company
RESIDENTIAL SERVICER: Freedom Mortgage Corporation
TAX PARCEL IDENTIFICATION NUMBER: 27-117-22-13-0058
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1000922-1401371534-1
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 07, 2025 at 10:00 AM.
PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 7, 2026.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: May 13, 2025
FREEDOM MORTGAGE CORPORATION
Mortgagee
TROTT LAW, P.C.
By: /s/
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(25-0515-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
5/16, 5/23, 5/30, 6/6, 6/13,
6/20/25 Star Tribune
Posted Online 3 days ago
