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NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Lexington Cove Homeowners Association (henceforth the "Declaration") recorded in the office of the Recorder for Anoka County, Minnesota on July 28, 2020, as Document No. 2271570.001, which covers the following property: Lot 8, Block 4, Lexington Cove 1st Addition, Anoka County, Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of January 15, 2026, from Naimo Osman, title holder, to Lexington Cove Homeowners Association, a Minnesota non-profit corporation, the principal amount of Four Thousand, Five Hundred Ninety-Eight and 29/100ths Dollars ($4,598.29) for assessments, late fees and related charges, plus assessments, collection costs, attorneys' fees and other amounts will be incurred since said date, including costs of collection and foreclosure; WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owner has not been released from the financial obligation to pay said amount; WHEREAS, pursuant to the Declaration, said debt created a lien upon said premises in favor of Lexington Cove Homeowners Association as evidenced by the lien statement recorded on May 29, 2025, in the office of the Anoka County Recorder as Document No. 2439751.001; WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Anoka County Sheriff's Department, 13301 Hanson Boulevard NW, Andover, Minnesota, on March 12, 2026, at 10:00 o'clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. The following information is provided pursuant to Minnesota Statutes Sections 580.025 and 580.04: (1) Street Address of Property: 12769 Erskin Circle Northeast, Blaine, MN 55449 (2) Name of Transaction Agent, Residential Mortgage Servicer, Lender &/or Broker: N/A (3) Tax Parcel Identification Number of the Property: 01-31-23-32-0046 (4) Transaction Agent's Mortgage Identification Number, if known: N/A (5) Name of Mortgage Originator, if stated on mortgage: N/A (6) Date on which Occupant must vacate Property, if mortgage is not reinstated under Section 580.30 or property redeemed under 580.23: 11:59 p.m. on September 12, 2026. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 15, 2026 TOOHEY LAW FIRM, P.A. By: Jennifer C. Toohey, I.D. #0343742 Attorneys for Lienor 7100 Northland Circle North, Suite 101 Brooklyn Park, MN 55428 (763) 401-4120 Lienor: Lexington Cove Homeowners Association By: Jennifer C. Toohey Its: Attorney in Fact THIS INSTRUMENT WAS DRAFTED BY: TOOHEY LAW FIRM, P.A. 7100 Northland Circle North, Suite 101 Brooklyn Park, MN 55428 (763) 401-4120 File No. 10044.012
1/18, 1/25, 2/1, 2/8, 2/15, 2/22/26 Star Tribune.
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 MORTGAGOR(S): Brianna M. Miller, a single person MORTGAGEE: MidCountry Bank DATE AND PLACE OF FILING: Recorded on June 22, 2009 and memorialized upon Certificate of Title No. 1228246 as Document Number T4658311 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency by assignment recorded on November 30, 2009 as Document Number T4708392 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Eagle Ridge at Hennepin Village Four, CIC No. 1135, Hennepin County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 9996 LIATRIS LANE, EDEN PRAIRIE, MN 55347 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,329.95 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: MidCountry Bank RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 28-116-22-31-0188 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 2, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Brianna M. Miller Dated: January 05, 2026 MINNESOTA HOUSING FINANCE AGENCY Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-0239-FC04) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 MORTGAGOR(S): Brianna M. Miller, a single person MORTGAGEE: MidCountry Bank DATE AND PLACE OF FILING: Recorded on June 22, 2009 and memorialized upon Certificate of Title No. 1228246 as Document Number T4658311 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency by assignment recorded on November 30, 2009 as Document Number T4708392 in the Office of the County Registrar of Titles of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Eagle Ridge at Hennepin Village Four, CIC No. 1135, Hennepin County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 9996 LIATRIS LANE, EDEN PRAIRIE, MN 55347 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,329.95 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: MidCountry Bank RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 28-116-22-31-0188 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 2, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Brianna M. Miller Dated: January 05, 2026 MINNESOTA HOUSING FINANCE AGENCY Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-0239-FC04) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
1/8, 1/15, 1/22, 1/29, 2/5, 2/12/26 Star Tribune.

Posted Online 4 weeks ago
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Gabriel Worre unmarried man Mortgagee: Mortgage Electronic Registration Systems, Inc., As Mortgagee, As Nominee For Megastar Financial Corp, Its Successors And Assigns Dated: June 29, 2022 Filed: July 20, 2022 Hennepin County Registrar of Titles Document No. 5960746 Against Certificate of Title No.: 1547763 Assigned To: Freedom Mortgage Corporation Dated: November 1, 2023 Filed November 6, 2023 Hennepin County Registrar of Titles Document No. 6045265 Against Certificate of Title No.: 1547763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100095315400805236 Lender or Broker: Megastar Financial Corp Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Megastar Financial Corp LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, "Kovic and Wangstad Addition", Hennepin County, Minnesota This is Registered Property. TAX PARCEL NO.: 20-027-24-13-0035 ADDRESS OF PROPERTY: 10408 Upton Avenue South Bloomington, MN 55431 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,022.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $322,011.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 3, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25459.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Gabriel Worre unmarried man Mortgagee: Mortgage Electronic Registration Systems, Inc., As Mortgagee, As Nominee For Megastar Financial Corp, Its Successors And Assigns Dated: June 29, 2022 Filed: July 20, 2022 Hennepin County Registrar of Titles Document No. 5960746 Against Certificate of Title No.: 1547763 Assigned To: Freedom Mortgage Corporation Dated: November 1, 2023 Filed November 6, 2023 Hennepin County Registrar of Titles Document No. 6045265 Against Certificate of Title No.: 1547763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100095315400805236 Lender or Broker: Megastar Financial Corp Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Megastar Financial Corp LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, "Kovic and Wangstad Addition", Hennepin County, Minnesota This is Registered Property. TAX PARCEL NO.: 20-027-24-13-0035 ADDRESS OF PROPERTY: 10408 Upton Avenue South Bloomington, MN 55431 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,022.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $322,011.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 3, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25459.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune.

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jeffrey Scarp, Unmarried Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Everett Financial, Inc dba Supreme Lending, its successors and assigns Dated: April 3, 2023 Recorded: April 5, 2023 Sherburne County Recorder Document No. 955321 Assigned To: Freedom Mortgage Corporation Dated: November 18, 2025 Recorded: November 18, 2025 Sherburne County Recorder Document No. 990689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003071-1002442370-4 Lender or Broker: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Oak Grove Acres, Sherburne County, Minnesota This is Abstract Property. TAX PARCEL NO.: 01-00428-0120 ADDRESS OF PROPERTY: 12920 283rd Avenue NorthWest Zimmerman, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,705.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $348,563.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 25, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25406.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jeffrey Scarp, Unmarried Man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Everett Financial, Inc dba Supreme Lending, its successors and assigns Dated: April 3, 2023 Recorded: April 5, 2023 Sherburne County Recorder Document No. 955321 Assigned To: Freedom Mortgage Corporation Dated: November 18, 2025 Recorded: November 18, 2025 Sherburne County Recorder Document No. 990689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003071-1002442370-4 Lender or Broker: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Everett Financial, Inc. dba Supreme Lending, a Texas Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Oak Grove Acres, Sherburne County, Minnesota This is Abstract Property. TAX PARCEL NO.: 01-00428-0120 ADDRESS OF PROPERTY: 12920 283rd Avenue NorthWest Zimmerman, MN 55398 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,705.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $348,563.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 25, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 31, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25406.
1/9, 1/16, 1/23, 1/30, 2/6, 2/13/26 Star Tribune

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