NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): Lester W. Davis Jr. and Mary P. Herbert, husband and wife MORTGAGEE: Highland Bank DATE AND PLACE OF FILING: Recorded on January 5, 2011 and memorialized upon Certificate of Title No. 171702 as Document Number T673898 in the Office of the County Registrar of Titles of Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 5, 2011 as Document Number T673899 in the Office of the County Registrar of Titles of Dakota County, Minnesota; thereafter assigned to Nationstar Mortgage, LLC by assignment recorded on November 27, 2023 as Document Number 878828 in the Office of the County Registrar of Titles of Dakota County, Minnesota; thereafter assigned to Select Portfolio Servicing, Inc. by assignment recorded on April 28, 2026 as Document Number 903771 in the Office of the County Registrar of Titles of Dakota County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 207 in Building II, Lexington-Riverside Condominium, Condominium No. 14 (with post office address of 1101 Sibley Memorial Highway, Lilydale, Minnesota 55118); said condominium being located upon Tracts B and C of Registered Land Survey No. 6, according to the recorded survey thereof, subject to the right-of-way of State Trunk Highway No. 13. Together with an undivided .88244% of the Common Areas and Facilities; an exclusive easement to maintain a private passenger automobile at and on Upper Level Garage Stall No. 49, and Upper Level Garage Stall No. 50; an exclusive easement to the Corridor and Balcony serving the Residential Unit above described, and the right of ingress to and egress from the Residential Unit above described and the right of common usage, for all proper purposes, of any and/or all portions of the Condominium Property designated as Common Areas and Facilities, Dakota County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 1101 SIBLEY MEMORIAL HIGHWAY #207, LILYDALE, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $28,754.62 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Highland Bank RESIDENTIAL SERVICER: Select Portfolio Servicing, Inc. TAX PARCEL IDENTIFICATION NUMBER: 24-63100-00-720 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2026 at 10:00 AM. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 16, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: July 01, 2026 SELECT PORTFOLIO SERVICING, INC. Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (26-0101-FC01) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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