NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,000.00 MORTGAGOR(S): Joseph G. Holmes and Laverne Holmes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, a Division of Treasury Bank, N.A. DATE AND PLACE OF FILING: Recorded on October 19, 2005 as Document Number 8676045; as modified by Loan Assumption Agreement recorded on March 2, 2017 as Document Number A10416706; as modified of record by Laverne Holmes, a single woman by document recorded on March 3, 2017 as Document Number A10417189 in the Office of the County Recorder of Hennepin County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, of Harborview 2005-13 Trust Fund by assignment recorded on November 7, 2011 as Document Number A9713340; as corrected of record to U.S. Bank National Association, as Trustee for Harborview Mortgage Loan Trust 2005-13, Mortgage Loan Pass-Through Certificates, Series 2005-13 by document recorded on December 12, 2014 as Document Number A10145107 in the Office of the County Recorder of Hennepin County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Thirty-eight (38), Calhoun Park, including any portion of any street or ally adjacent thereto, vacated or to be vacated, together with all rights privileges; easements and appurtenances thereunto attached, according to the plat thereof on file and or record in the office of the Register of Deeds in and for said Hennepin County, Minnesota. STREET ADDRESS OF PROPERTY: 3216 HENNEPIN AVE S, MINNEAPOLIS, MN 55408 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $563,176.28 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Countrywide Bank, a Division of Treasury Bank, N.A. RESIDENTIAL SERVICER: Nationstar Mortgage LLC, n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 04-028-24-24-0015 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1001337-0000778853-5 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2026 at 10:00 AM. PLACE OF SALE: Hennepin County Sheriff's Office, Room 190, Old Courthouse, 350 South Fifth St., Minneapolis, MN 55415. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 3, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: June 08, 2026 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR HARBORVIEW MORTGAGE LOAN TRUST 2005-13, MORTGAGE LOAN PASS-THROUGH CERTIFICATES, SERIES 2005-13 Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (26-0267-FC01) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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