NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,500.00 MORTGAGOR(S): Ruth Ann Moris, a single woman MORTGAGEE: Countrywide Bank, FSB DATE AND PLACE OF FILING: Recorded on April 30, 2008 as Document Number 4093837 in the Office of the County Recorder of Ramsey County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC by assignment recorded on November 5, 2012 as Document Number 4366890 in the Office of the County Recorder of Ramsey County, Minnesota; thereafter assigned to Federal Home Loan Mortgage Corporation, as trustee for Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2017-2, as owner of the Related Mortgage Loan by assignment recorded on January 26, 2026 as Document Number A05094144 in the Office of the County Recorder of Ramsey County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: W 137 feet of the North 90 feet South 330 feet of the East 39 Acres of the North 1/2 of SW 1/4 of Section 10, Township 29, Range 22. More accurately described as: The North 90 feet of the South 330 feet of the West 137 feet of the East 39 Acres of the Northeast Quarter of Southwest Quarter (NE1/4 of SW1/4) of Section Ten (10), Township Twenty-nine (29), Range Twenty-two (22). Ramsey County, Minnesota. STREET ADDRESS OF PROPERTY: 2305 BARCLAY ST, MAPLEWOOD, MN 55109 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $125,721.08 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Countrywide Bank, FSB RESIDENTIAL SERVICER: Nationstar Mortgage LLC, n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 102922310057 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2026 at 10:00 AM. PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 25, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: July 01, 2026 FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2017-2, AS OWNER OF THE RELATED MORTGAGE LOAN Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1332-FC02) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
7/7, 7/14, 7/21, 7/28, 8/4, 8/11/2026 Star Tribune