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NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Lundy M Brown, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1004702-0005000358-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Proficio Mortgage Ventures, LLC SERVICER: Compu-Link Corporation d/b/a Celink DATE AND PLACE OF FILING: Filed December 4, 2012, Dakota County Registrar of Titles, as Document Number T707171 ASSIGNMENTS OF MORTGAGE: Assigned to: Finance of America Reverse LLC; thereafter assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, not individually but solely as trustee for FINANCE OF AMERICA STRUCTURED SECURITIES ACQUISITION TRUST 2025-HB1 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK TWO (2) IN SUNNY ACRES 4 REGISTERED PROPERTY PROPERTY ADDRESS: 3538 Douglas Drive, Hastings, MN 55033 PROPERTY IDENTIFICATION NUMBER: 19-73203-02-060 COT# 147305 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $197,928.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2026, 10:00AM PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 Months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 16, 2027, or the next business day if June 16, 2027 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 10, 2026 WILMINGTON SAVINGS FUND SOCIETY, FSB, not individually but solely as trustee for FINANCE OF AMERICA STRUCTURED SECURITIES ACQUISITION TRUST 2025-HB1 Assignee of Mortgagee LOGS Legal Group LLP Tracy J. Halliday - 034610X Attorneys for Mortgagee 1715 Yankee Doodle Road, Suite 210 Eagan, MN 55121 (952) 831-4060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
4/17, 4/24, 5/1, 5/8, 5/15, 5/22/26 Star Tribune.
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Steven Paletz, a single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homeowners Financial Group USA, LLC an Arizona Limited Liability Company, its successors and assigns Dated: January 15, 2016 Filed: January 25, 2016 Hennepin County Registrar of Titles Document No. T05322940 Against Certificate of Title No.: 1407002 Assigned To: Wells Fargo Bank, N.A. Dated: June 4, 2021 Filed June 4, 2021 Hennepin County Registrar of Titles Document No. 5843332 Against Certificate of Title No.: 1407002 Assigned To: US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust Dated: August 8, 2024 Filed August 8, 2024 Hennepin County Registrar of Titles Document No. 6089409 Against Certificate of Title No.: 1407002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003775-1300105376-3 Lender or Broker: Homeowners Financial Group USA, LLC an Arizona Limited Liability Company Residential Mortgage Servicer: Shellpoint Mortgage Servicing Mortgage Originator: Homeowners Financial Group USA, LLC an Arizona Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit No. 1008, CIC No. 1039, Garden-Villas at the Reserve, a condominium located in Hennepin County, Minnesota This is Registered Property. TAX PARCEL NO.: 10-118-22-21-0125 ADDRESS OF PROPERTY: 13825 52nd Ave N 1008 Plymouth, MN 55446 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,061.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: April 2, 2026 US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25162.
4/20, 4/27, 5/4, 5/11, 5/18, 5/25/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Steven Paletz, a single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homeowners Financial Group USA, LLC an Arizona Limited Liability Company, its successors and assigns Dated: January 15, 2016 Filed: January 25, 2016 Hennepin County Registrar of Titles Document No. T05322940 Against Certificate of Title No.: 1407002 Assigned To: Wells Fargo Bank, N.A. Dated: June 4, 2021 Filed June 4, 2021 Hennepin County Registrar of Titles Document No. 5843332 Against Certificate of Title No.: 1407002 Assigned To: US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust Dated: August 8, 2024 Filed August 8, 2024 Hennepin County Registrar of Titles Document No. 6089409 Against Certificate of Title No.: 1407002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003775-1300105376-3 Lender or Broker: Homeowners Financial Group USA, LLC an Arizona Limited Liability Company Residential Mortgage Servicer: Shellpoint Mortgage Servicing Mortgage Originator: Homeowners Financial Group USA, LLC an Arizona Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit No. 1008, CIC No. 1039, Garden-Villas at the Reserve, a condominium located in Hennepin County, Minnesota This is Registered Property. TAX PARCEL NO.: 10-118-22-21-0125 ADDRESS OF PROPERTY: 13825 52nd Ave N 1008 Plymouth, MN 55446 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,061.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2026, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: April 2, 2026 US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25162.
4/20, 4/27, 5/4, 5/11, 5/18, 5/25/26 Star Tribune.

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kyle A. Savage, a single man Mortgagee: U.S. Bank National Association Dated: September 21, 2021 Recorded: September 30, 2021 Anoka County Recorder Document No. 2338854.002 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: N/A Lender or Broker: U.S. Bank National Association Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: U.S. Bank National Association LEGAL DESCRIPTION OF PROPERTY: Lot 71, Block 5, Reservoir Hills, Anoka County, Minnesota This is Abstract Property. TAX PARCEL NO.: 36-30-24-31-0053 ADDRESS OF PROPERTY: 4020 Reservoir Blvd NE Columbia Heights, MN 55421 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,721.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 11, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: March 31, 2026 U.S. Bank National Association, Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN23786.
4/16, 4/23, 4/30, 5/7, 5/14, 5/21/26 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kyle A. Savage, a single man Mortgagee: U.S. Bank National Association Dated: September 21, 2021 Recorded: September 30, 2021 Anoka County Recorder Document No. 2338854.002 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: N/A Lender or Broker: U.S. Bank National Association Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: U.S. Bank National Association LEGAL DESCRIPTION OF PROPERTY: Lot 71, Block 5, Reservoir Hills, Anoka County, Minnesota This is Abstract Property. TAX PARCEL NO.: 36-30-24-31-0053 ADDRESS OF PROPERTY: 4020 Reservoir Blvd NE Columbia Heights, MN 55421 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,721.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 11, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: March 31, 2026 U.S. Bank National Association, Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN23786.
4/16, 4/23, 4/30, 5/7, 5/14, 5/21/26 Star Tribune

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Lola Marie Fick, single Mortgagee: MetLife Home Loans, a Division of MetLife Bank, N.A. Dated: August 30, 2010 Recorded: December 14, 2010 Dakota County Recorder Document No. 2772312 Assigned To: Nationstar Mortgage, d/b/a Champion Mortgage Company Dated: August 3, 2012 Recorded: September 5, 2012 Dakota County Recorder Document No. 2891374 Assigned To: Nationstar Mortgage, d/b/a Champion Mortgage Company Dated: December 6, 2012 Recorded: December 24, 2012 Dakota County Recorder Document No. 2917382 Assigned To: Mortgage Assets Management, LLC Dated: February 23, 2022 Recorded: February 25, 2022 Dakota County Recorder Document No. 3526770 Assigned To: Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner trustee for Cascade Funding Mortgage Trust HB15 Dated: October 16, 2025 Recorded: October 22, 2025 Dakota County Recorder Document No. 3696971 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: N/A Lender or Broker: MetLife Home Loans, a Division of MetLife Bank, N.A. Residential Mortgage Servicer: PHH Mortgage Corporation Mortgage Originator: MetLife Home Loans, a Division of MetLife Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: The East One-half (E1/2) of Lot 3, Block 4, North Ridge Addition, City of Northfield, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 43-52100-04-031 ADDRESS OF PROPERTY: 608 Meldahl Lane Northfield, MN 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,306.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2026, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2027 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: March 31, 2026 Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner Trustee for Cascade Funding Mortgage Trust HB15, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner Trustee for Cascade Funding Mortgage Trust HB15, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN21913.
4/17, 4/24, 5/1, 5/8, 5/15, 5/22/26 Star Tribune.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Lola Marie Fick, single Mortgagee: MetLife Home Loans, a Division of MetLife Bank, N.A. Dated: August 30, 2010 Recorded: December 14, 2010 Dakota County Recorder Document No. 2772312 Assigned To: Nationstar Mortgage, d/b/a Champion Mortgage Company Dated: August 3, 2012 Recorded: September 5, 2012 Dakota County Recorder Document No. 2891374 Assigned To: Nationstar Mortgage, d/b/a Champion Mortgage Company Dated: December 6, 2012 Recorded: December 24, 2012 Dakota County Recorder Document No. 2917382 Assigned To: Mortgage Assets Management, LLC Dated: February 23, 2022 Recorded: February 25, 2022 Dakota County Recorder Document No. 3526770 Assigned To: Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner trustee for Cascade Funding Mortgage Trust HB15 Dated: October 16, 2025 Recorded: October 22, 2025 Dakota County Recorder Document No. 3696971 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: N/A Lender or Broker: MetLife Home Loans, a Division of MetLife Bank, N.A. Residential Mortgage Servicer: PHH Mortgage Corporation Mortgage Originator: MetLife Home Loans, a Division of MetLife Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: The East One-half (E1/2) of Lot 3, Block 4, North Ridge Addition, City of Northfield, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 43-52100-04-031 ADDRESS OF PROPERTY: 608 Meldahl Lane Northfield, MN 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,306.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 9, 2026, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2027 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: March 31, 2026 Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner Trustee for Cascade Funding Mortgage Trust HB15, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Wilmington Savings Fund Society, FSB, not in its Individual Capacity but solely as owner Trustee for Cascade Funding Mortgage Trust HB15, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN21913.
4/17, 4/24, 5/1, 5/8, 5/15, 5/22/26 Star Tribune.

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