NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2019 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,743.00 MORTGAGOR(S): Stephan N. Stomberg and Katherine M. Stomberg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Stearns Lending, LLC DATE AND PLACE OF FILING: Recorded on January 2, 2020 as Document Number A04790594; as modified of record by document recorded on May 12, 2022 as Document Number A04946704; thereafter modified of record by document recorded on February 20, 2024 as document number A05016913; thereafter modified of record by document recorded on October 29, 2024 as document number A05043792; thereafter modified of record by document recorded on April 17, 2025 as document number A05061996; thereafter modified of record by document recorded on January 08, 2026 as document number A05092291 in the Office of the County Recorder of Ramsey County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on May 19, 2021 as Document Number A04884843 in the Office of the County Recorder of Ramsey County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The South 165 feet of the East 70.8 feet of the West 300.8 feet of the Southeast Quarter of the Northwest Quarter of the Southwest Quarter of Section 22, Township 29, Range 22, Ramsey County, Minnesota. STREET ADDRESS OF PROPERTY: 1381 IVY AVE E, SAINT PAUL, MN 55106 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $265,794.83 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Stearns Lending, LLC RESIDENTIAL SERVICER: Freedom Mortgage Corporation TAX PARCEL IDENTIFICATION NUMBER: 222922320030 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100183355020337064 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 15, 2026 at 10:00 AM. PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 15, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: July 02, 2026 FREEDOM MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (26-0247-FC01) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
7/9, 7/16, 7/23, 7/30, 8/06, 8/13/2026 Star Tribune