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NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2015 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,807.00 MORTGAGOR(S): Jeremiah T. Gillespie, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 2, 2015 as Document Number A1303236 in the Office of the County Recorder of Wright County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on July 24, 2025 as Document Number A1581751 in the Office of the County Recorder of Wright County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Carrigan Meadows, Wright County, Minnesota. STREET ADDRESS OF PROPERTY: 211 DRESDEN ALCOVE, WAVERLY, MN 55390 COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,389.05 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Wells Fargo Bank, N.A. RESIDENTIAL SERVICER: Freedom Mortgage Corporation TAX PARCEL IDENTIFICATION NUMBER: RP116-025-001060 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2025 at 10:00 AM. PLACE OF SALE: Wright County Sheriff's Office, 3800 Braddock Ave. NE, Buffalo, MN 55313. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 9, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 14, 2025 FREEDOM MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1093-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Joshua D. Henderson, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for PHH Home Loans, LLC, A Limited Liability Company, its successors and assigns Dated: December 13, 2012 Recorded: January 16, 2013 Dakota County Recorder Document No. 2922615 Assigned To: U.S. Bank National Association Dated: September 16, 2020 Recorded: September 16, 2020 Dakota County Recorder Document No. 3398697 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100187500000563314 Lender or Broker: PHH Home Loans, LLC, A Limited Liability Company Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: PHH Home Loans, LLC, A Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit 119, CIC No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 02-37429-02-119 ADDRESS OF PROPERTY: 1647 Riverwood Drive Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,406.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $37,009.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 4, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24993.
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Joshua D. Henderson, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for PHH Home Loans, LLC, A Limited Liability Company, its successors and assigns Dated: December 13, 2012 Recorded: January 16, 2013 Dakota County Recorder Document No. 2922615 Assigned To: U.S. Bank National Association Dated: September 16, 2020 Recorded: September 16, 2020 Dakota County Recorder Document No. 3398697 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100187500000563314 Lender or Broker: PHH Home Loans, LLC, A Limited Liability Company Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: PHH Home Loans, LLC, A Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit 119, CIC No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 02-37429-02-119 ADDRESS OF PROPERTY: 1647 Riverwood Drive Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,406.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $37,009.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 4, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24993.
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Phillip Steven Vesaas; a married man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Dated: March 17, 2022 Filed: March 24, 2022 Anoka County Registrar of Titles Document No. 599566.002 Against Certificate of Title No.: 150276 Assigned To: Freedom Mortgage Corporation Dated: August 20, 2024 Filed August 22, 2024 Anoka County Registrar of Titles Document No. 619432.001 Against Certificate of Title No.: 150276 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000922-1401538944-2 Lender or Broker: Cardinal Financial Company, Limited Partnership Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Cardinal Financial Company, Limited Partnership LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Sweetbay Ridge, Anoka County, Minnesota This is Registered Property. TAX PARCEL NO.: 16-32-25-13-0041 ADDRESS OF PROPERTY: 7513 161st Ave NW Ramsey, MN 55303 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $456,348.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $456,110.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 20, 2025, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is May 20, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 26, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24972.
10/1, 10/8, 10/15, 10/22, 10/29, 11/5/25 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Phillip Steven Vesaas; a married man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Dated: March 17, 2022 Filed: March 24, 2022 Anoka County Registrar of Titles Document No. 599566.002 Against Certificate of Title No.: 150276 Assigned To: Freedom Mortgage Corporation Dated: August 20, 2024 Filed August 22, 2024 Anoka County Registrar of Titles Document No. 619432.001 Against Certificate of Title No.: 150276 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000922-1401538944-2 Lender or Broker: Cardinal Financial Company, Limited Partnership Residential Mortgage Servicer: Freedom Mortgage Corporation Mortgage Originator: Cardinal Financial Company, Limited Partnership LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Sweetbay Ridge, Anoka County, Minnesota This is Registered Property. TAX PARCEL NO.: 16-32-25-13-0041 ADDRESS OF PROPERTY: 7513 161st Ave NW Ramsey, MN 55303 COUNTY IN WHICH PROPERTY IS LOCATED: Anoka ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $456,348.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $456,110.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 20, 2025, 10:00 AM PLACE OF SALE: Sheriff's Office, 13301 Hanson Boulevard NW, Andover, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is May 20, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 26, 2025 Freedom Mortgage Corporation, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Freedom Mortgage Corporation, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24972.
10/1, 10/8, 10/15, 10/22, 10/29, 11/5/25 Star Tribune

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2016 MORTGAGOR: Zachary Drew Saman-Neft, a married person MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUMMIT MORTGAGE CORPORATION DATE AND PLACE OF RECORDING: Recorded: October 31, 2016 Wright County Recorder Document #: A1328344 Said mortgage was modified by a loan modification agreement dated September 13, 2024 and recorded November 5, 2024, with document number A1564382 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to NewRez LLC d/b/a Shellpoint Mortgage Servicing on July 10, 2020 and said assignment was recorded on April 26, 2021 and given document number A1467792. LEGAL DESCRIPTION OF PROPERTY: BEGIN AT THE NORTHEAST CORNER OF BLOCK "G" IN GORMAN'S ADDITION TO THE VILLAGE OF BUFFALO, THENCE WEST ON THE NORTH LINE OF SAID BLOCK "G", 80 FEET FOR THE STARTING POINT OF DESCRIPTION OF LAND CONVEYED; THENCE FROM SAID STARTING POINT WEST 80 FEET ON THE NORTH LINE OF SAID BLOCK "G", THENCE SOUTH 100 FEET, THENCE EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID BLOCK "G", 80 FEET, THENCE NORTH TO THE SAID STARTING POINT 100 FEET, WRIGHT COUNTY, MINNESOTA PARCEL ID #: 103.030.000040 PROPERTY ADDRESS: 408 8th Street NE, Buffalo, Minnesota 55313 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100061907000570143 LENDER OR BROKER: SUMMIT MORTGAGE CORPORATION RESIDENTIAL MORTGAGE ORIGINATOR: N/A CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,102.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $153,740.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025 at 10:00 am PLACE OF SALE: Wright County Sheriff's Office, Wright County Law Enforcement Center, 3800 Braddock Avenue NE, Buffalo, MN 55313 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 4, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 17, 2025 NewRez LLC d/b/a Shellpoint Mortgage Servicing Mortgagee Robert A. Blumberg Minnesota State Bar No. 0506226 Johnson, Blumberg & Associates, LLC 30 N. LaSalle St., Suite 3650 Chicago, Illinois 60602 Ph. 312-541-9710 Fax 312-541-9711
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/25 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2016 MORTGAGOR: Zachary Drew Saman-Neft, a married person MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUMMIT MORTGAGE CORPORATION DATE AND PLACE OF RECORDING: Recorded: October 31, 2016 Wright County Recorder Document #: A1328344 Said mortgage was modified by a loan modification agreement dated September 13, 2024 and recorded November 5, 2024, with document number A1564382 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to NewRez LLC d/b/a Shellpoint Mortgage Servicing on July 10, 2020 and said assignment was recorded on April 26, 2021 and given document number A1467792. LEGAL DESCRIPTION OF PROPERTY: BEGIN AT THE NORTHEAST CORNER OF BLOCK "G" IN GORMAN'S ADDITION TO THE VILLAGE OF BUFFALO, THENCE WEST ON THE NORTH LINE OF SAID BLOCK "G", 80 FEET FOR THE STARTING POINT OF DESCRIPTION OF LAND CONVEYED; THENCE FROM SAID STARTING POINT WEST 80 FEET ON THE NORTH LINE OF SAID BLOCK "G", THENCE SOUTH 100 FEET, THENCE EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID BLOCK "G", 80 FEET, THENCE NORTH TO THE SAID STARTING POINT 100 FEET, WRIGHT COUNTY, MINNESOTA PARCEL ID #: 103.030.000040 PROPERTY ADDRESS: 408 8th Street NE, Buffalo, Minnesota 55313 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100061907000570143 LENDER OR BROKER: SUMMIT MORTGAGE CORPORATION RESIDENTIAL MORTGAGE ORIGINATOR: N/A CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,102.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $153,740.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025 at 10:00 am PLACE OF SALE: Wright County Sheriff's Office, Wright County Law Enforcement Center, 3800 Braddock Avenue NE, Buffalo, MN 55313 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 4, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 17, 2025 NewRez LLC d/b/a Shellpoint Mortgage Servicing Mortgagee Robert A. Blumberg Minnesota State Bar No. 0506226 Johnson, Blumberg & Associates, LLC 30 N. LaSalle St., Suite 3650 Chicago, Illinois 60602 Ph. 312-541-9710 Fax 312-541-9711
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/25 Star Tribune

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