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NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: 4238 Minnehaha Renovation, LLC Mortgagee: Pine Financial Group, Inc. Dated: 12/01/2023 Recorded: 12/04/2023 HENNEPIN County Recorder Document No. 11249154 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: Lender or Broker: Pine Financial Group, Inc. Residential Mortgage Servicer: Pine Financial Group, Inc. Mortgage Originator: Pine Financial Group, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 24, Fairmount Park Addition to Minneapolis, Hennepin County, Minnesota This is Abstract Property. TAX PARCEL NO.: 09-029-24-43-0099 ADDRESS OF PROPERTY: 2822 Fremont Avenue North Minneapolis, MN 55411 COUNTY IN WHICH PROPERTY IS LOCATED: HENNEPIN ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,388.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2025, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN 55415. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 30, 2026 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 15, 2025 Pine Financial Group, Inc., Mortgagee Goerlitz Law, PLLC By: Jared M. Goerlitz P.O. Box 25194 7595 Currell Blvd St. Paul, MN 55125 (651)237-3494 Attorneys for: Pine Financial Group, Inc., Mortgagee THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 09/2025-1.00037 Pine Financial Group, Inc. 10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune
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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2016 MORTGAGOR: Zachary Drew Saman-Neft, a married person MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUMMIT MORTGAGE CORPORATION DATE AND PLACE OF RECORDING: Recorded: October 31, 2016 Wright County Recorder Document #: A1328344 Said mortgage was modified by a loan modification agreement dated September 13, 2024 and recorded November 5, 2024, with document number A1564382 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to NewRez LLC d/b/a Shellpoint Mortgage Servicing on July 10, 2020 and said assignment was recorded on April 26, 2021 and given document number A1467792. LEGAL DESCRIPTION OF PROPERTY: BEGIN AT THE NORTHEAST CORNER OF BLOCK "G" IN GORMAN'S ADDITION TO THE VILLAGE OF BUFFALO, THENCE WEST ON THE NORTH LINE OF SAID BLOCK "G", 80 FEET FOR THE STARTING POINT OF DESCRIPTION OF LAND CONVEYED; THENCE FROM SAID STARTING POINT WEST 80 FEET ON THE NORTH LINE OF SAID BLOCK "G", THENCE SOUTH 100 FEET, THENCE EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID BLOCK "G", 80 FEET, THENCE NORTH TO THE SAID STARTING POINT 100 FEET, WRIGHT COUNTY, MINNESOTA PARCEL ID #: 103.030.000040 PROPERTY ADDRESS: 408 8th Street NE, Buffalo, Minnesota 55313 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100061907000570143 LENDER OR BROKER: SUMMIT MORTGAGE CORPORATION RESIDENTIAL MORTGAGE ORIGINATOR: N/A CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,102.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $153,740.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025 at 10:00 am PLACE OF SALE: Wright County Sheriff's Office, Wright County Law Enforcement Center, 3800 Braddock Avenue NE, Buffalo, MN 55313 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 4, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 17, 2025 NewRez LLC d/b/a Shellpoint Mortgage Servicing Mortgagee Robert A. Blumberg Minnesota State Bar No. 0506226 Johnson, Blumberg & Associates, LLC 30 N. LaSalle St., Suite 3650 Chicago, Illinois 60602 Ph. 312-541-9710 Fax 312-541-9711
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/25 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2016 MORTGAGOR: Zachary Drew Saman-Neft, a married person MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUMMIT MORTGAGE CORPORATION DATE AND PLACE OF RECORDING: Recorded: October 31, 2016 Wright County Recorder Document #: A1328344 Said mortgage was modified by a loan modification agreement dated September 13, 2024 and recorded November 5, 2024, with document number A1564382 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to NewRez LLC d/b/a Shellpoint Mortgage Servicing on July 10, 2020 and said assignment was recorded on April 26, 2021 and given document number A1467792. LEGAL DESCRIPTION OF PROPERTY: BEGIN AT THE NORTHEAST CORNER OF BLOCK "G" IN GORMAN'S ADDITION TO THE VILLAGE OF BUFFALO, THENCE WEST ON THE NORTH LINE OF SAID BLOCK "G", 80 FEET FOR THE STARTING POINT OF DESCRIPTION OF LAND CONVEYED; THENCE FROM SAID STARTING POINT WEST 80 FEET ON THE NORTH LINE OF SAID BLOCK "G", THENCE SOUTH 100 FEET, THENCE EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID BLOCK "G", 80 FEET, THENCE NORTH TO THE SAID STARTING POINT 100 FEET, WRIGHT COUNTY, MINNESOTA PARCEL ID #: 103.030.000040 PROPERTY ADDRESS: 408 8th Street NE, Buffalo, Minnesota 55313 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100061907000570143 LENDER OR BROKER: SUMMIT MORTGAGE CORPORATION RESIDENTIAL MORTGAGE ORIGINATOR: N/A CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing COUNTY IN WHICH PROPERTY IS LOCATED: Wright ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,102.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $153,740.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025 at 10:00 am PLACE OF SALE: Wright County Sheriff's Office, Wright County Law Enforcement Center, 3800 Braddock Avenue NE, Buffalo, MN 55313 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 4, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 17, 2025 NewRez LLC d/b/a Shellpoint Mortgage Servicing Mortgagee Robert A. Blumberg Minnesota State Bar No. 0506226 Johnson, Blumberg & Associates, LLC 30 N. LaSalle St., Suite 3650 Chicago, Illinois 60602 Ph. 312-541-9710 Fax 312-541-9711
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/25 Star Tribune

Posted Online 4 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Sean Garrett, unmarried Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Luminate Home Loans, Inc., its successors and assigns Dated: January 16, 2024 Recorded: January 18, 2024 Hennepin County Recorder Document No. 11258388 Assigned To: U.S. Bank National Association Dated: July 17, 2025 Recorded: July 18, 2025 Hennepin County Recorder Document No. 11387363 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100867100001977485 Lender or Broker: Luminate Home Loans, Inc., a Corporation Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Luminate Home Loans, Inc., a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Silver Lake Addition to Minneapolis, Hennepin County, Minnesota This is Abstract Property. TAX PARCEL NO.: 0902924130161 ADDRESS OF PROPERTY: 3235 Dupont Ave N Minneapolis, MN 55412 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,015.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,200.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2025, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24931.
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/2025 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Sean Garrett, unmarried Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Luminate Home Loans, Inc., its successors and assigns Dated: January 16, 2024 Recorded: January 18, 2024 Hennepin County Recorder Document No. 11258388 Assigned To: U.S. Bank National Association Dated: July 17, 2025 Recorded: July 18, 2025 Hennepin County Recorder Document No. 11387363 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100867100001977485 Lender or Broker: Luminate Home Loans, Inc., a Corporation Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Luminate Home Loans, Inc., a Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Silver Lake Addition to Minneapolis, Hennepin County, Minnesota This is Abstract Property. TAX PARCEL NO.: 0902924130161 ADDRESS OF PROPERTY: 3235 Dupont Ave N Minneapolis, MN 55412 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,015.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,200.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2025, 10:00 AM PLACE OF SALE: Hennepin County Sheriff's Office, Civil Unit, 350 South Fifth Street, Room 190, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 9, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24931.
10/20, 10/27, 11/3, 11/10, 11/17, 11/24/2025 Star Tribune

Posted Online 3 weeks ago
Featured

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Joshua D. Henderson, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for PHH Home Loans, LLC, A Limited Liability Company, its successors and assigns Dated: December 13, 2012 Recorded: January 16, 2013 Dakota County Recorder Document No. 2922615 Assigned To: U.S. Bank National Association Dated: September 16, 2020 Recorded: September 16, 2020 Dakota County Recorder Document No. 3398697 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100187500000563314 Lender or Broker: PHH Home Loans, LLC, A Limited Liability Company Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: PHH Home Loans, LLC, A Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit 119, CIC No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 02-37429-02-119 ADDRESS OF PROPERTY: 1647 Riverwood Drive Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,406.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $37,009.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 4, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24993.
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Joshua D. Henderson, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for PHH Home Loans, LLC, A Limited Liability Company, its successors and assigns Dated: December 13, 2012 Recorded: January 16, 2013 Dakota County Recorder Document No. 2922615 Assigned To: U.S. Bank National Association Dated: September 16, 2020 Recorded: September 16, 2020 Dakota County Recorder Document No. 3398697 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100187500000563314 Lender or Broker: PHH Home Loans, LLC, A Limited Liability Company Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: PHH Home Loans, LLC, A Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: Unit 119, CIC No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 02-37429-02-119 ADDRESS OF PROPERTY: 1647 Riverwood Drive Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,406.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $37,009.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2025, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 4, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2025 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN24993.
10/17, 10/24, 10/31, 11/7, 11/14, 11/21/2025 Star Tribune

Posted Online 4 weeks ago
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