NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michael Chitwood, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Dated: December 17, 2021 Recorded: December 20, 2021 Sherburne County Recorder Document No. 934630 Assigned To: Pennymac Loan Services, LLC Dated: July 21, 2023 Recorded: July 21, 2023 Sherburne County Recorder Document No. 959278 Assigned To: The Secretary of Veteran's Affairs, an Officer of the United States Dated: February 14, 2025 Recorded: February 25, 2025 Sherburne County Recorder Document No. 979828 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100350291044717899 Lender or Broker: Mortgage Research Center, LLC dba Veterans United Home Loans, a Missouri Limited Liability Company Residential Mortgage Servicer: PHH Mortgage Corporation Mortgage Originator: Mortgage Research Center, LLC dba Veterans United Home Loans, a Missouri Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4) of Section Twenty-Seven (27), Township Thirty-Five (35) North, Range Thirty (30) West, Sherburne County, Minnesota described as follows: Beginning at the Northeast Corner of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4); thence South 00 degrees 51 minutes 04 seconds East on an assumed bearing along the East Line of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4) 280.00 feet; thence South 86 degrees 55 minutes 53 seconds West 622.07 feet, more or less to the Northeasterly right-of-way line of U.S. Highway 10; thence North 40 degrees 12 minutes 39 seconds West, along said right-of-way line 267.00 feet; thence North 24 degrees 53 minutes 40 seconds East, along said right-of-way line 84.19 feet; thence North 40 degrees 12 minutes 39 seconds West, along said right-of-way line 43.21 feet, more or less to its intersection with the North Line of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4); thence East, along said North Line 781.86 feet, more or less to the point of beginning. This is Abstract Property. TAX PARCEL NO.: 25-00027-2101 ADDRESS OF PROPERTY: 4951 47th St SE Saint Cloud, MN 56304 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,948.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 1, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 3, 2026 The Secretary of Veterans Affairs, an Officer of the United States, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: The Secretary of Veterans Affairs, an Officer of the United States, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25198.
2/11, 2/18, 2/25, 3/4, 3/11, 3/18/26 Star Tribune.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michael Chitwood, single man Mortgagee: Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Dated: December 17, 2021 Recorded: December 20, 2021 Sherburne County Recorder Document No. 934630 Assigned To: Pennymac Loan Services, LLC Dated: July 21, 2023 Recorded: July 21, 2023 Sherburne County Recorder Document No. 959278 Assigned To: The Secretary of Veteran's Affairs, an Officer of the United States Dated: February 14, 2025 Recorded: February 25, 2025 Sherburne County Recorder Document No. 979828 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100350291044717899 Lender or Broker: Mortgage Research Center, LLC dba Veterans United Home Loans, a Missouri Limited Liability Company Residential Mortgage Servicer: PHH Mortgage Corporation Mortgage Originator: Mortgage Research Center, LLC dba Veterans United Home Loans, a Missouri Limited Liability Company LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4) of Section Twenty-Seven (27), Township Thirty-Five (35) North, Range Thirty (30) West, Sherburne County, Minnesota described as follows: Beginning at the Northeast Corner of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4); thence South 00 degrees 51 minutes 04 seconds East on an assumed bearing along the East Line of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4) 280.00 feet; thence South 86 degrees 55 minutes 53 seconds West 622.07 feet, more or less to the Northeasterly right-of-way line of U.S. Highway 10; thence North 40 degrees 12 minutes 39 seconds West, along said right-of-way line 267.00 feet; thence North 24 degrees 53 minutes 40 seconds East, along said right-of-way line 84.19 feet; thence North 40 degrees 12 minutes 39 seconds West, along said right-of-way line 43.21 feet, more or less to its intersection with the North Line of said Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4); thence East, along said North Line 781.86 feet, more or less to the point of beginning. This is Abstract Property. TAX PARCEL NO.: 25-00027-2101 ADDRESS OF PROPERTY: 4951 47th St SE Saint Cloud, MN 56304 COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,948.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2026, 10:00 AM PLACE OF SALE: Sheriff's Office, Main Lobby, 13880 Business Ctr. Dr., Elk River, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 1, 2026, at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 3, 2026 The Secretary of Veterans Affairs, an Officer of the United States, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: The Secretary of Veterans Affairs, an Officer of the United States, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25198.
2/11, 2/18, 2/25, 3/4, 3/11, 3/18/26 Star Tribune.
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