NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 2, 2020 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Jeffrey D. Brown, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens Bank, N.A., a National Banking Association DATE AND PLACE OF FILING: Recorded on April 28, 2023 as Document Number 3585245 in the Office of the County Recorder of Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Citizens Bank, N.A. by assignment recorded on May 25, 2023 as Document Number 3588678 in the Office of the County Recorder of Dakota County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, River Hills 10th Addition, Dakota County, Minnesota. STREET ADDRESS OF PROPERTY: 3300 PERROT LANE, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $146,369.15 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Citizens Bank, N.A., a National Banking Association RESIDENTIAL SERVICER: Citizens Bank TAX PARCEL IDENTIFICATION NUMBER: 02-64109-04-090 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100010311025562692 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2026 at 10:00 AM. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 4, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: December 03, 2025 CITIZENS BANK, N.A. Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1240-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
12/17, 12/24, 12/31/25, 1/7, 1/14, 1/21/26 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 2, 2020 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Jeffrey D. Brown, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens Bank, N.A., a National Banking Association DATE AND PLACE OF FILING: Recorded on April 28, 2023 as Document Number 3585245 in the Office of the County Recorder of Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Citizens Bank, N.A. by assignment recorded on May 25, 2023 as Document Number 3588678 in the Office of the County Recorder of Dakota County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, River Hills 10th Addition, Dakota County, Minnesota. STREET ADDRESS OF PROPERTY: 3300 PERROT LANE, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $146,369.15 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Citizens Bank, N.A., a National Banking Association RESIDENTIAL SERVICER: Citizens Bank TAX PARCEL IDENTIFICATION NUMBER: 02-64109-04-090 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100010311025562692 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2026 at 10:00 AM. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 4, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: December 03, 2025 CITIZENS BANK, N.A. Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (25-1240-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
12/17, 12/24, 12/31/25, 1/7, 1/14, 1/21/26 Star Tribune
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