NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2021 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 MORTGAGOR(S): Emiko Hall and Larry J. Hall, a married couple MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Royal United Mortgage LLC DATE AND PLACE OF FILING: Recorded on August 10, 2021 as Document Number A04901170; as reformed by Court Order recorded on August 27, 2025 as Document Number A05077097 in the Office of the County Recorder of Ramsey County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Servbank, SB n/k/a Servbank, N.A. by assignment recorded on November 18, 2024 as Document Number A05046182 in the Office of the County Recorder of Ramsey County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Cyrus Brooks Homestead, together with that part of vacated Elliott Place which accrued to said lot by the vacation thereof, Ramsey County, Minnesota . STREET ADDRESS OF PROPERTY: 884 MOUND ST, SAINT PAUL, MN 55106 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,490.11 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Royal United Mortgage LLC RESIDENTIAL SERVICER: Servbank, N.A. TAX PARCEL IDENTIFICATION NUMBER: 332922330031 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1008722-0000799672-0 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 25, 2025 at 10:00 AM. PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 26, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 02, 2025 SERVBANK, N.A. Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-1289-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 10/7, 10/14, 10/21, 10/28, 11/4, 11/11/2025 Star Tribune
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2021 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 MORTGAGOR(S): Emiko Hall and Larry J. Hall, a married couple MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Royal United Mortgage LLC DATE AND PLACE OF FILING: Recorded on August 10, 2021 as Document Number A04901170; as reformed by Court Order recorded on August 27, 2025 as Document Number A05077097 in the Office of the County Recorder of Ramsey County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Servbank, SB n/k/a Servbank, N.A. by assignment recorded on November 18, 2024 as Document Number A05046182 in the Office of the County Recorder of Ramsey County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Cyrus Brooks Homestead, together with that part of vacated Elliott Place which accrued to said lot by the vacation thereof, Ramsey County, Minnesota . STREET ADDRESS OF PROPERTY: 884 MOUND ST, SAINT PAUL, MN 55106 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,490.11 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Royal United Mortgage LLC RESIDENTIAL SERVICER: Servbank, N.A. TAX PARCEL IDENTIFICATION NUMBER: 332922330031 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1008722-0000799672-0 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 25, 2025 at 10:00 AM. PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N., Suite 111, St. Paul, MN 55102. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 26, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 02, 2025 SERVBANK, N.A. Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Alexa Marsh, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (24-1289-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 10/7, 10/14, 10/21, 10/28, 11/4, 11/11/2025 Star Tribune
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