NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Notice is hereby given that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: April 15, 2024
MORTGAGOR: Journeys Homes, LLC
MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as mortgagee, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC.
DATE AND PLACE OF RECORDING:
Recorded: July 25, 2024
Ramsey County Recorder
Document #: A05033028
ASSIGNMENTS OF MORTGAGE:
Said mortgage was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLEY AS OWNER TRUSTEE FOR THE FLIC RESIDENTIAL MORTGAGE LOAN TRUST 1 on April 2, 2025 and said assignment was recorded on April 9, 2025 and given Document Number A05061100 and subsequently assigned to JPMorgan Chase Bank, National Association on May 20, 2025 and said assignment was recorded on May 22, 2025 and given document number A05066050.
LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN RAMSEY COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: LOT 11, BLOCK 2, DONNELLY'S ADDITION TO ST. PAUL, RAMSEY COUNTY, MINNESOTA
PARCEL ID #: 352923340008
PROPERTY ADDRESS: 969 Carroll Avenue, Saint Paul, Minnesota 55104
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT ID NO.: 100032412241162947
LENDER OR BROKER: UNITED WHOLESALE MORTGAGE, LLC.
RESIDENTIAL MORTGAGE ORIGINATOR: N/A
CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,400.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $290,261.03
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled;
PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 7, 2025 at 10:00 am
PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N.; Suite 111, St. Paul, MN 55102-1418 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 7, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Dated: June 16, 2025
JPMorgan Chase Bank, National Association
Mortgagee
Kenneth J. Johnson
Minnesota State Bar No. 0246074
Johnson, Blumberg & Associates, LLC
Attorney for Mortgagee
30 N. LaSalle Street, Suite 3650
Chicago, IL 60602
Phone 312-541-9710
Fax 312-541-9711
6/16, 6/23, 6/30, 7/7, 7/14,
7/21/25 Star Tribune
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Notice is hereby given that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: April 15, 2024
MORTGAGOR: Journeys Homes, LLC
MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as mortgagee, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC.
DATE AND PLACE OF RECORDING:
Recorded: July 25, 2024
Ramsey County Recorder
Document #: A05033028
ASSIGNMENTS OF MORTGAGE:
Said mortgage was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLEY AS OWNER TRUSTEE FOR THE FLIC RESIDENTIAL MORTGAGE LOAN TRUST 1 on April 2, 2025 and said assignment was recorded on April 9, 2025 and given Document Number A05061100 and subsequently assigned to JPMorgan Chase Bank, National Association on May 20, 2025 and said assignment was recorded on May 22, 2025 and given document number A05066050.
LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN RAMSEY COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: LOT 11, BLOCK 2, DONNELLY'S ADDITION TO ST. PAUL, RAMSEY COUNTY, MINNESOTA
PARCEL ID #: 352923340008
PROPERTY ADDRESS: 969 Carroll Avenue, Saint Paul, Minnesota 55104
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT ID NO.: 100032412241162947
LENDER OR BROKER: UNITED WHOLESALE MORTGAGE, LLC.
RESIDENTIAL MORTGAGE ORIGINATOR: N/A
CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,400.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $290,261.03
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled;
PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 7, 2025 at 10:00 am
PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha St. N.; Suite 111, St. Paul, MN 55102-1418 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 7, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Dated: June 16, 2025
JPMorgan Chase Bank, National Association
Mortgagee
Kenneth J. Johnson
Minnesota State Bar No. 0246074
Johnson, Blumberg & Associates, LLC
Attorney for Mortgagee
30 N. LaSalle Street, Suite 3650
Chicago, IL 60602
Phone 312-541-9710
Fax 312-541-9711
6/16, 6/23, 6/30, 7/7, 7/14,
7/21/25 Star Tribune
Posted Online 1 day ago
