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NOTICE OF MORTGAGE FORECLOSURE...
NOTICE OF MORTGAGE FORECLOSURE SALE
Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: April 18, 2025 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: July 26, 2023 2. Mortgagors: John Balcom, an unmarried man. 3. Mortgagees: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for The Huntington National Bank. 4. Recording Information: Recorded on July 31, 2023, as Document Number A04996544, in the Office of the County Recorder of Ramsey County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to The Huntington National Bank by written assignment recorded on 04/09/2024, as Document Number A05021647, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 13-30-22-22-0034 7. Legal description of the mortgaged premises: The South 43 feet of Lot 6, Block 13, Auerbach's Rearrangement of part of White Bear, Ramsey County, Minnesota 8. The physical street address, city, and zip code of the mortgaged premises: 4962 Stewart Ave., White Bear Lake, MN 55110. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are The Huntington National Bank. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for The Huntington National Bank. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 30,000.00 . 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $38,602.51. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Ramsey County, Minnesota, at public auction on 06/27/2025, 10:00 AM, at the Sheriff's office located at 360 Wabasha Street N Suite 111 St. Paul MN 55102. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 12/29/2025. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: The Huntington National Bank Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042
24-000499-1
4/24, 5/1, 5/8, 5/15, 5/22, 5/29/25 Star Tribune
Minn. Stat. 580.025, 580.04 Minnesota Uniform Conveyancing Blanks Form 60.2.1 (2009) DATE: April 18, 2025 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: July 26, 2023 2. Mortgagors: John Balcom, an unmarried man. 3. Mortgagees: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for The Huntington National Bank. 4. Recording Information: Recorded on July 31, 2023, as Document Number A04996544, in the Office of the County Recorder of Ramsey County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to The Huntington National Bank by written assignment recorded on 04/09/2024, as Document Number A05021647, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 13-30-22-22-0034 7. Legal description of the mortgaged premises: The South 43 feet of Lot 6, Block 13, Auerbach's Rearrangement of part of White Bear, Ramsey County, Minnesota 8. The physical street address, city, and zip code of the mortgaged premises: 4962 Stewart Ave., White Bear Lake, MN 55110. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are The Huntington National Bank. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for The Huntington National Bank. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 30,000.00 . 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $38,602.51. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Ramsey County, Minnesota, at public auction on 06/27/2025, 10:00 AM, at the Sheriff's office located at 360 Wabasha Street N Suite 111 St. Paul MN 55102. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. On 12/29/2025. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: The Huntington National Bank Name and address of Attorney for Mortgagee or Mortgage Assignee: Schneiderman & Sherman P.C. 8530 Eagle Point Blvd. Suite 100 Lake Elmo, MN 55042
24-000499-1
4/24, 5/1, 5/8, 5/15, 5/22, 5/29/25 Star Tribune
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